Daniel S

From: Daniel S
Sent: Monday, September 20, 2010 8:51 AM
To: Cody Adair
Subject: Smith Daniel

Hey man just wanted to say thank you for helping me out with all this credit stuff….I was able to wal onto AT&T get a new phone and put no money down!!! Let me know if you guys need any info for the credit companies!!!!

Daniel S


Andrea L Jones

From: Andrea L Jones
Sent: Saturday, September 25, 2010 11:11 AM
To: Nikki Harris

Hey, Nikki!

Thanks for all your help with Diane J! It looks like we’re on our way to a closing. I’ve really enjoyed working with you! I’ll be in touch with you from time to time about the Parkers too. And I’ll continue to send you referrals!

Have a great week!

Andrea Jones

New Homes Consultant


N Keith

From: N Keith
Sent: Saturday, September 18, 2010 1:46 PM
To: derek shaw
Subject: Very Please

Hi Derek:

I wanted to let you know that I am very pleased with the results that we have gotten in the 90 days of me being in the program. As you know I was a little weary at first but it was because of your assurance that I decided to enroll. In addition, I must add that when I started in the program my scores were 569,565 and 543. As reporting taking from truecedit.com as of 09/18 my scores are as follows: 666, 681 and 699. And I must say that this is the best investment that I have made in a long time in my future. As I say to you each time I speak with you, keep the excellent work up Derek!!! You are excellent at what you do and the level of customer service you provide is unreal in this day and time. I am looking forward to the day where I have perfect credit again!!! Thanks in advance.



Lisa L

From: Lisa L
Subject: Re: Have you re-established any positive credit?
To: Lara Harrison

i will have to discuss new things with dennis. our credit scores jumped pretty good in 45 days and we have been prequalified for a loan. we are close to choosing the house we want. maybe even as early as sunday we will know. getting 4.75 interest rate… thats decent ,huh? anyway we are gonna keep plugging away…. sending you guys everything we get in the mail. its working… its really working! gonna be able to close on a home soon. dennis says before the end of next month we should be in our new home. what do you think of that? thank you lara for your help. i have suggested your services to many people. i know that two people are definitely gonna contact you soon

thanks lara,



Celestine P

From: Celestine P
Sent: Friday, October 08, 2010 8:19 PM
To: Jason Wood
Subject: RE: Completed: RMCN agreement

Hello again,

I know we spoke only a few short minutes ago, but I just wanted to tell you that I am so, so happy that we are working together.

My husband and I are really happy to have established a working relationship and friendship with you and RMCN, and we look forward to a rewarding 6-months (or however long it takes). We are 110% comfortable with your ability to assist us and feel that you have been nothing short of honest about the process and your ability to help me. We feel the monthly maintenance and retainer fees are more than reasonable, as we were sure it was going to be much more expensive. We are also impressed with RMCN’s willingness to break the retainer fee into partial payments and allow me to actually begin the program immediately with just a prepayment of the maintenance fee. Not many companies, if any, are willing to perform these types of services before they have payment in hand (not including automotive service departments – I thought you’d get a kick out of that). This willingness to do so only serves to strengthen our confidence in the services you and RMCN provide for your clients. We are truly happy to be included as one of your newest.

On a personal note, you are so personable and knowledgeable, not to mention a pleasure to talk to. Your ease in the way you talk to and relate to people is an asset that is lacking in so many people who provide customer service these days. After hanging up the phone, I thought to myself “Wow, I feel like I just finished speaking to an old friend”.Chuck really appreciated the fact that you did not attempt to enroll him in a program that he didn’t need and that you were up front about exactly what he has to do in order to increase his score. I explained to him that during our initial conversation you assured me that you (and RMCN) would be 100% honest and let me know whether you could actually help me reach my goal or not and that you would do the same after you had a chance to look at his report as well. His reply was that people tend to tell you one thing but when it comes time to deliver they don’t or there are additional stipulations. This ability to keep promises and conduct yourself ethically and with 100% honesty has won my husband’s confidence in a program that he was a little skeptical at first glance.

Again, I look forward to a rewarding relationship and I am 100% confident you and RMCN will do all that you can (within reason) to help repair and re-establish my credit.

I will be sending the requested documents to you via facsimile tomorrow.

Thank you so very much for the work that you and RMCN do to help people like me in this situation.


C Phill


Joseph V

From: Joseph V
Sent: Monday, October 11, 2010 9:56 PM
To: Lori Boyce
Subject: clarification


I just wanted to make sure we are on the same page. I finished out all six months of our agreement and am going to be out of the program, correct? We spoke before and you told me that September would be the last time any monies would be deducted from my account. I just wanted to double check. I also wanted to thank you for your services, you really helped out and I couldn’t be happier with where I am now credit-wise.

Thanks again!



L White II

My name is L White II. Since working with Joe Camacho and RMCN my whole life has changed. Before I even knew what credit was or how important it was, my credit was bad. The reason was my father and i shared the same name and as a result a lot of the negative info that was on my credit report belonged to my father. I can’t tell you how many times I’ve been denied for credit cards, auto loans, and even cell phone plans. At the age of 19 I was looking to purchase my first car, after being denied at several dealerships and banks. I went to drive time, a place where people buy cars that have no credit or have had past credit issues. I ended up getting approved with them, but at a 21.77 % interest rate on a 2002 Chevy Malibu that was listed at 14,000 with 77,000 miles on it. When it came down to it, I was paying $388 on a car that was only worth $150 a month.
car purchased on bad credit


After about going 5 years and not being able to receive financing on anything, my co worker told me about a program with RMCN that would totally repair my credit, by removing negative or incorrect info as well as helping me build positive lines of credit. Just like anyone I was skeptical, thinking to myself this is a scam. But I called Joe Camacho and talked to him for about 45 minutes he explained everything in a way that I could understand, and gave me plenty of payment options. A day later I was enrolled in the program. The most important thing about this program is staying on top of the paper work you receive from collection agencies and the credit bureaus. Joe told me each time I received something to make a copy file it for my own records the forward him the originals. On top of Joe removing all the negative info off of my credit report, he was able to help me open a few new accounts to help me build some positive credit.


After six months of working with Joe I now have a brand new car with a 5.92% interest rate, I was approved for a $5000 line of credit at a few electronics stores, I have a credit card, and I can finance just about anything else I need or want.

If you want to change your current financial situation, and your future Joe Camacho and RMCN are definitely the people to help you achieve success. Below are pictures of my old/new car as well as my credit summary before I met Joe Camacho and my summary when I was done with the program.

Thanks Joe and RMCN


(AS OF 02/18/2010)




· TOTAL DEBT $1,929





(AS OF 08/17/2010)










Robert G

From: Robert G
Sent: Tuesday, October 19, 2010 1:12 PM
To: L.Harrison@rmcn.com
Subject: 100% Satisfied Customer : )

Dear Ms. Lara Harrison,

I would just like to personally thank you for all of your help in dealing with my credit issue’s. You have been a great help. Also, you were right on the money with all of your financial tips, and credit consulting. Before I used your service I had very bad credit, and now my credit score is excellent. Before you I couldn’t get a $250 Cross Country credit card, and now I have a $5,000 CitiBank Platinum card. There should be more credit counseller’s like you. Once again, I want to thank you for making my experience in dealing with R.M.C.N. Credit Services, very pleasant and worthwhile.


Your’s Truly,
Robert G