From: Joseph E
Sent: Wednesday, January 14, 2009 5:02 PM
To: Dwayne Calk
Subject: home sweet home
Dwayne,
I really need to give you an enormous thank you and a hug. My loan was approved, I bought the house, and I am sitting in it right now, nice and warm and dry and actually feeling better. I was very grateful that I made it out of the bus before the winter storms set in. As you know, I had a fear of this winter and in all honesty doubt if I would have survived another one in the old bus. Especially one like this.
The process had many snags then suddenly things just clicked into place. A man from Ohio flew out and bought my bus. A few weeks later I’m in the house, I spent a few weeks in limbo between the transitions as a guest in a friends trailer. Amazing how expensive limbo can be.
I had to pay off those CA state tax liens, they totaled ninety percent of this process. Because of that I had no money for anything else, like basics, pots and pans and furniture. So its hard to stay comfortable, Derek and I both have our own $15 air mattress, the house only furniture until we collect more but its nice and its a roof and a bathroom and a kitchen and heated and a nice garden and its mine and my dog is happy and it feels good and you made it happen and I don’t know how to thank you or how I would have done it without you.
In your line of work it can be easy to detach the human from the paper. But you have that talent and gift to realize how all those papers affect someones life. What you did for me was not easy and most people would have given up long ago but again you stuck with me. My friends have done less then you have, making you my dear friend who helped get sick and poor me out of my bus and into a home suited for my health-style while against all odds.
You even pin pointed the week it would happen when you told me months ago things should work in my favor before Christmas. If the USDA did not close for those snow days it would have closed Christmas eve, instead due to the severe snow we closed on the last day of last year.
In a few months when we are more together I’d like to extend an invitation for you to visit. Meanwhile we’ll continue to work on my credit repair, so much still depends on that. Like getting a car, home improvement or any loans.
I have a 30 year fixed @ 5.1%, monthly payment of about 450.$ The interest rate went down a 1/3 point but I had already locked into the 5.1%
I did get some mail I will forward to you, I got your phone message too. I have been busy with all this moving and when I can sit down and call you I will. Most likely after Friday when I get my phone battery.
I did everything you said and your promised results have been fulfilled. You improved my life.
Dwayne, Thank you and thank everyone at RMCN from the very top CEO to every individual behind every door functioning as the dynamic life changing team you are.
Because of my sickness and poverty you took my case charitably, to do all that work, invest all that time, to do what you do so well and without pay just to help a guy down and out up. RMCN is commendable, honest and dependable, and I’m in my own house. How can I ever thank you enough? RMCN my real hero. Thanks.
Joe
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