Can I Restore My Own Credit?
The short answer is, Yes. It is perfectly legal and ethical, even responsible, for you, the consumer, to request the removal of unfairly reported listings from your credit report. The Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and Fair and Accurate Credit Transactions Act (FACTA) allow you to investigate and challenge questionable items on your credit report.
If you don’t have time, or don’t know where to start, contact RMCN Credit Services for assistance. We know the laws inside-and-out and can get your inaccuracies, as well as certain other items, removed. By law, the credit bureaus must provide adequate proof of their records or remove disputed items. We hold the credit bureaus legally responsible for what they list on your credit report, thereby improving your clean credit score.
Over time, with responsible money management, you can further improve your credit score.
Contact the professionals at RMCN Credit Services today.
Others who have viewed this page also viewed these pages:
- Getting Credit Counseling – Credit counseling may help some creditors improve their credit scores.
- Bad Credit Loans – You can improve your score, and your odds getting better credit terms
- Bad Credit Repair – Bad credit history can be improved with successful credit repair.
