How do you do legal credit repair?
Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so (see Fair Credit Reporting Act). Credit report repair is as legal as pleading “not guilty” in a court of law.
Moreover, our “V” Phase Process affords additional consumer protection benefits: The federal Fair Credit Billing Act accords consumers the right to request extensive information regarding billing and account history. The Truth in Lending Act stipulates conditions for establishing credit accounts. And, finally, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.
Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so (see Fair Credit Reporting Act). Credit report repair is as legal as pleading “not guilty” in a court of law.
Moreover, our “V” Phase Process affords additional consumer protection benefits: The federal Fair Credit Billing Act accords consumers the right to request extensive information regarding billing and account history. The Truth in Lending Act stipulates conditions for establishing credit accounts. And, finally, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.
RMCN Services, Inc. can help you improve credit repair expeditiously.
Visitors who read this page also viewed these pages:
- Is Credit Repair Moral? – Credit reporting agencies would love to have you think that credit repair is immoral. Read this and decide for yourself.
- Fixing your credit report – What will it take and how you can get it done.
- Erase Bad Credit – It may be easier than you think to erase you bad credit history.
