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Good credit scores can help you with employment. More often than ever employers are running an applicant’s credit reports and taking their credit scores into consideration as part of their background, integrity and character searches. Better scores equal a better chance of being hired and remaining employed.

Good credit scores mean lower insurance rates. Many insurers set minimum credit standards for their policy holders. Whether you’re needing renters or home owners, medical, life or auto insurance, good scores mean more for less.

Good credit scores mean lower home mortgage rates. On a $150,000 30 year mortgage, a good score could get you payments of around $870 a month (a 5.72% fixed interest rate). With a poor score that same loan could cost you over $1,200 a month (a 9% interest rate). A good credit score would save you approximately $330 per month.

Good credit scores mean more credit is available to you, at better rates, because you have been identified as being likely to perform well in the future. Lenders use your credit scores to determine their credit risk. The higher your score, the lower their risk.

Good credit scores could save you on home utility deposits. You can be denied utility service if your credit reports show slow pays or collection accounts, especially for past due utilities. If they do agree to connect your service, you may be required to pay higher deposits. Customers with good credit scores may not be required to put up deposits at all.

A consumer with good credit scores rarely has to put up deposits for home phone or cell phone service. Those with low scores may be required to pay as much as $500 to get service started. Unless you have good credit scores, you should consult with the professionals at RMCN Credit Services for assistance. We know the laws inside-and-out and can get your inaccuracies, as well as certain other items, removed. By law, the credit bureaus must provide adequate proof of their records or remove disputed items. We hold the credit bureaus legally responsible for what they list on your credit report. This will improve your credit score.

RMCN Credit Services
375 Adriatic Parkway #2205
McKinney, TX 75072
(972) 529-0900 Office (972) 562-0225 Fax
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