Your credit score is determined by use of a very complex algorithm applying weighted values to many data factors. Very important is length of your credit history, the number and types of accounts you have on record, how much is owed compared to your total credit line, and how timely payments have been made. For years, the FICO® scoring model from Fair, Isaac & Co. has served as the standard in credit risk scoring.
You, the consumer, can improve your FICO® score by disputing credit report records on your own, provided you know the protocol. Over time, with the practice of responsible money management, you can further improve your credit score.
If you don’t have time, or don’t know where to start, contact the professionals at RMCN Credit Services for assistance. We know the laws inside-and-out and can get your inaccuracies, as well as certain other items, removed. By law, the credit bureaus must provide adequate proof of their records or remove disputed items. We hold the credit bureaus legally responsible for what they list on your credit report. This will improve your credit score.
We realize that all things being equal, you’ll do business with those you know, like and trust. We have built our business one relationship at a time. Get to know us. You’ll like us and you’ll trust us. Contact the professional credit repair specialists at RMCN Credit Services today.
You may also like to visit these pages:
-
FICO® Score – What’s in Your FICO® Score?
-
Online Credit Scores Often Differ From FICO® Scores – Why there is often a difference between online and FICO® credit scores.
-
FICO® Scores and Mortgage Underwriting Decisions – How mortgage rates are determined by FICO® scores.
