The following chart shows what statistical percentage of the general population with Equifax Beacon credit scores falling within certain numerical ranges will likely go 90 or more days beyond accepted credit terms within the next 24 months.
EQUIFAX BEACON VALIDATION ODDS SUMMARY |
General Application Across All Industries
BEACON Range |
Statistical Percentage |
<500 |
65.5% |
550-599 |
49.0% |
600-609 |
37.6% |
610-619 |
35.0% |
620-629 |
31.5% |
630-639 |
27.6% |
640-649 |
24.8% |
650-659 |
20.7% |
660-669 |
16.9% |
670-679 |
14.5% |
680-689 |
11.8% |
690-699 |
9.7% |
700-709 |
7.7% |
710-719 |
6.4% |
720-729 |
5.3% |
730-739 |
3.9% |
740-749 |
3.2% |
750-759 |
2.4% |
760-769 |
2.1% |
770-779 |
1.9% |
780-789 |
1.4% |
790-799 |
1.0% |
>800 |
0.9% |
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