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If a charge you did not authorize appears on your credit card statement, you fail to receive a purchased product, or an ordered item is received defective, you may have a legal right to dispute the credit card charge and refuse payment. Contact your credit card company immediately to initiate the dispute. It is best to follow up any verbal action in writing. Review the Federal Trade Commission web site at for more information. Otherwise, the day may come when you need the services of a reputable credit repair company.

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RMCN Credit Services
375 Adriatic Parkway #2205
McKinney, TX 75072
(972) 529-0900 Office (972) 562-0225 Fax
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