Your credit bureau reports can have a dramatic impact on your financial stability. Studies have shown 79% of ALL records reported by the three national credit bureaus contain serious errors or negatives that don’t belong, and that can harm your credit rating or score. A bad credit bureau report limits your ability to purchase a home or automobile, insurance or other necessities. A bad credit bureau report can even limit your employment options. A bad credit bureau report may cause you to be turned down for, or adversely affect the terms of loans, rental housing, or credit cards and will certainly keep you from achieving clean credit.
Often the result of simple human error, credit bureau reports can be caused by anything from a clerical error to a computer glitch in which your credit bureau file is mixed with that of someone with a similar name. That’s why it’s essential that you check all your credit bureau files – and monitor your credit bureau report regularly – to protect your good standing, even if you always pay all your bills on time.
If your credit bureau report is less than perfect now, checking your credit report will help you identify problems so you can deal with them effectively and move on toward an improved credit standing. Whatever your situation, reviewing your credit bureau reports regularly is the only way to be sure that you will go into any credit conversations with the confidence of knowing everything the interviewer will know.
Fixing your credit bureau reports could save you thousands of dollars every year by making you eligible for better loans and lower payments. While repairing your credit bureau reports can be a do-it-yourself project, it is time consuming and tedious. RMCN Credit Services specializes in credit repair, restoration and education.
Nationwide Credit Bureau Contact Information
Equifax Credit Bureau
PO Box 740241
Atlanta GA 30374
www.equifax.com
To Report Fraud, call 800-525-6285
To Order A Credit Bureau Report, call 800-685-1111
PO Box 2002
Allen TX 75013
www.experian.com
To Report Fraud, call 888-397-3742
To Order A Credit Bureau Report, call 888-397-3742
TransUnion Credit Bureau
PO Box 1000
Chester PA 19022
www.transunion.com
To Report Fraud, call 800-680-7289
To Order A Credit Bureau Report, call 800-916-8800
You may also like to visit these pages:
- LeaseComm – How LeaseComm ripped off credit consumers.
- Consumer credit counseling – Who needs it?
- Credit Card Repair – How to repair negative credit card reports to credit reporting bureaus.
