Credit Issues

Credit Issues Facing Consumers

Changing Your Name – Learn what’s involved when you decide to change your name.
Child Support and Credit Report – How do paternity issues and child support legal requirements affect your credit score?
Consumer Credit Industry Resources and Links – Helpful consumer credit industry and identity theft reporting links.
Consumer Credit Repair – If you have a bad credit history, it can be improved through diligent consumer credit repair efforts.
Cosigning Loans – What you need to know before you cosign a loan for a family member or friend.
Credit Card Fraud Protection -Do you really need to purchase that credit card fraud protection plan?
Credit Card Insurance – Should you spend your money on this kind of insurance?
Credit Card Repair – How to repair negative credit card reports to credit reporting bureaus.
Clean Credit – What can be done to clean_up your credit?
Credit History Repair – It can be challenging to try to repair your credit history.
Credit Repair Advice – Need advice on repairing your credit?
Credit Repair After Bankruptcy – Improving your credit following a bankruptcy.
Credit Repair Service Agency – Seeking the help of a credit repair service agency can improve your credit score.
Credit Repair Attorney – Seeking the help of a credit repair attorney is usually an unnecessary waste of money _ Here’s why.
Credit Repair Business – Best criteria for deciding which credit repair business to choose.
Credit Repair Company – How to decide which credit repair company to select.
Credit Repair Counseling – What you should look for in a credit repair counseling company.
Credit Repair For Identity Theft Victims – How to recover your good credit when it has been htmhurt by identity theft.
Credit Repair Help – How to select the right credit repair help service.
Credit Repair Information – Much of the credit repair information available over the internet is simply misinformaiton.
Credit Repair Specialist – How to pick a credit repair specialist
Credit Repair Services – Information on how to decide between competing credit repair services.
Credit Repair Software – Buying credit repair software may help you or ruin you.
Credit Repair Tip – Tips you can use to improve your credit score.
Credit Report Dispute – What steps might be taken if you have a disputed credit report?
Credit Report Repair – Credit report repair remedies are available to everyone.
Credit Report Repair Company – It may help to engage a professional credit report repair company.
Credit Report Repair Services – Look before you leap when it comes to hiring a credit report repair services company.
Credit Restoration – More about the meaning of the phrase: credit restoration.
Credit Restoration Software – Can credit restoration software help you fix your credit report.?
Credit Score – Understanding credit scores is critical for almost all consumers in today’s marketplace.
Default Judgment – What is the meaning of this obscure legal term and how does it affect your credit?
Dispute Credit Card Charge – Knowing when it is appropriate to dispute a credit card charge is helpful.
Divorce Decree – What you need to know about straightening out your credit after a divorce decree.
Do I Still Need To Pay My Bills? – You are still responsible for paying your bills even if you get a negative credit item removed.
Do I Need To See My Credit Reports First? – For all credit related matters, review your credit report first, then often thereafter. Find out why.
Does Bankruptcy Wipe The Slate Clean For A Second Chance? – What happens to your credit after you declare bankruptcy?
Does Enough Good Credit Offset Any Bad Credit? – Many factors come into play in determining your credit score.
Does paying my bills restore my credit? – Paying bills will help improve your credit score.
Does paying off past_due accounts neutralize their negative status? – Paying off past_due accounts will help improve your credit score. But don’t expect instant results.
Does the CCCS help consumers restore credit? – CCCS will not do credit repair, or anything that might be disliked by the credit bureaus.
Ensuring accurate credit history is becoming easier than ever – While this is true _ there’s still much for the credit consumer to do.
Equifax Beacon Validation Odds Summary – Table predicts the likelihood that creditor will go more than 90 overdue on a payment based on their credit score.
Erase Bad Credit – What can a consumer do to erase a bad credit situation?
Fair Credit Billing Act – Summary explanation of the act and how it can help you.
FICO® – What is a FICO credit score?
FICO® Scores and Mortgage Underwriting Decisions – How mortgage rates are determined by FICO scores.