Consumer Credit Industry Resources and Links

The professionals at RMCN Credit Services, Inc. wish to provide all our visitors and clients with helpful information resources. While we are doing our best to provide accurate information and links, please note that these are third parties over which we have no controls.

RMCN Credit Services is committed to providing the best credit repair consulting services available. If you find a bad link, please let us know.

The Three Major U.S. Credit Repositories

• Equifax
  PO Box 740241
  Atlanta GA 30374
  www.equifax.com
  To Report Fraud: 800-525-6285
  To Order A Credit Report: 800-685-1111

• Experian
  PO Box 2002
  Allen TX 75013
  www.experian.com
  To Report Fraud: 888-397-3742
  To Order A Credit Report: 888-397-3742

• TransUnion
  PO Box 1000
  Chester PA 19022
  www.transunion.com
  To Report Fraud: 800-680-7289
  To Order A Credit Report: 800-916-8800

  Info on Fair Isaac Scoring (FICO)

  www.fairissac.com/fairisaac

  Federal Government Resources

  The Fair Credit Reporting Act

  http://www.ftc.gov/os/statutes/031224fcra.pdf

  The Fair and Accurate Credit Transactions Act

  http://frwebgate.access.gpo.gov/cgi-bin/getdoc.cgi?dbname=108_cong_public_laws&docid=f:publ159.108.pdf

  Information on the Fair Debt Collection Practices Act

  http://www.ftc.gov/bcp/conline/pubs/credit/fdc

  Federal Trade Commission
  Identity Theft Clearinghouse

  600 Pennsylvania Avenue NW
  Washington DC 20580
  www.ftc.gov/bcp/edu/microsites/idtheft/
  To Report Fraud: 877-438-4338

  Social Security Administration

  PO Box 17768
  Baltimore MD 21235
  www.ssa.gov
  To Report Fraud: 800-269-0271

  U.S. Postal Inspection Service

  475 L’Enfant Plaza SW
  Washington DC 20260
  www.usps.gov/postalinspectors
  To Report Fraud: 800-372-8347

  Internal Revenue Service

  The Treasury Inspector General For Tax Administration
  PO Box 589
  Ben Franklin Station
  Washington DC 20044-0589
  www.ustreas.gov/tigta
  To Report Fraudulent Use Of ID In Tax Violations: 800-366-4484

  Non-Profit Resources

  Identity Theft Resource Center

  PO Box 26833
  San Diego CA 92196
  www.idtheftcenter.org
  858-693-7935

  Privacy Rights Clearinghouse

  3100 5th Ave Ste B
  San Diego CA 92103
  www.privacyrights.org
  619-298-3396

  Victims Assistance of America, Inc.

  PO Box 33752
  Washington DC 20033
  www.victimsassistanceofamerica.org
  502-292-2456

  Anti-Phishing Working Group

  reportphishing@antiphishing.org

  Check Verification Services – To Report The Fraudulent Use Of Checks:

  Check Rite
  800-766-2748

  Chex Systems
  800-328-5121

  CrossCheck
  800-552-1900

  Equifax-Telecredit
  800-437-5120

  NPC
  800-526-5380

  SCAN
  800-262-7771

  Tele-Check
  800 366-2425

  Consumer Credit Industry Resources and Links

  RMCN wishes to provide all our visitors and clients with a repository of helpful, beneficial links and information. However, while we have done our best to provide here a peer-reviewed set of companies and services, please note that these are third-party agencies and firms over which Veracity has no content or ethical controls.

  While we set these forth in good faith and with full intent to help you obtain more information and improve your life, please use due discretion in your dealings with any and all of the below. If you should happen to have a bad experience, let us know!

  RMCN is committed to providing the best, most personalized credit repair consulting services available, and we’ll gladly sit and listen to our biggest priority – you!

  Informational Resources and Web Sites

  The Fair Credit Reporting Act in its Entirety.
  www.ftc.gov/os/statutes/fcra

  A recommended web site dealing with consumer credit issues.
  www.pirg.org/consumer/credit

  The three main credit reporting agencies in the United States.
  www.equifax.com
  www.transunion.com
  www.experian.com

  A listing of legal issues published by the Federal Trade Commission.
  www.ftc.gov/os/statutes/fcrajump

  Fair Issac produces the algorithms used to determine your credit score (FICO).
  www.fairisaac.com

  Reliacredit provides credit reports at reasonable rates.
  www.reliacredit.com

  Identity Rehab provides comprehensive identity theft monitoring and resolution.
  Identity Rehab’s Identity Snapshot (PREPAID)

  For Brokers, RMCN provides further services to loan officers.
  Close More Loans with RMCN Credit Services, Inc.

You may also find these pages of interest:

• Guard Your Identity – How To Guard Your Identity.

• Credit Repair For Identity Theft Victims – How to recover your good credit when it has been hurt by identity theft.