No matter the circumstances that led to your bad credit history, it can be improved through diligent credit repair activities. You can escape the trap of bad credit.
It is legal and ethical to remove unfairly reported listings from your credit report. The Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and Fair and Accurate Credit Transactions Act (FACTA) allow you to investigate and challenge questionable items on your credit report. You, the consumer, can dispute on your own provided you know the protocol.
If you don’t have time, or don’t know where to start, contact RMCN Credit Services for assistance. We know the laws inside-and-out and can get your inaccuracies, as well as certain other items, removed. By law, the credit bureaus must provide adequate proof of their records or remove disputed items. We hold the credit bureaus legally responsible for what they list on your credit report, thereby improving your credit score.
Over time, with responsible money management, you can further improve your credit score.
Contact RMCN Credit Services today:
You may also find these pages of interest:
- Is Credit Repair Moral? – Is it morally ok to try to repair your credit?
- Legal Credit Repair – Is it legal to try to get your credit repaired?
- Effective Credit Repair – What you can expect from making credit repair efforts.