Public Records on a Credit Report: All You Need to Know A public record on a credit report can have a more deteriorating effect on credit score than many missed or late payments. In fact, public record information, such as bankruptcy, can remain on a credit report for 7 to an indefinite number…
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3 Simple Ways to Clean Credit History for Free Positive credit entries reflect in a credit report for an indefinite period, whereas paid accounts report for up to 10 years, providing various perks to the individual. If, however, a credit report has any negative information, it needs immediate attention. Delinquencies that are 30 to 180…
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Planning to “Settle” Your Debts? Read This First! “Most people do not plan “debt settlement”; regular outstanding payments due to a weak financial backdrop forces them to take this step. Consequently, they have to negotiate with lenders, to settle for an amount that is notably lesser than the total payment agreed in the repayment agreement.…
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4 Tips on Choosing a Credit Monitoring Company Although US citizens are entitled to receive free credit reports every year from the three major credit bureaus, many people don’t even know they have the option, until something goes drastically wrong. That is the reason why every credit repair company advises clients to check their credit…
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