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Testimonials

Good Credit is Like Cash in the BankTM


From: Felice White [mailto:fwhite@wrstarkey.com]
Sent: Monday, June 29, 2009 12:36 PM
To: Ashley LaMonica
Subject: Referral

Ashley - I've been referring my "credit challenged" borrowers to you for more than 5 years. I am always amazed at the results that my borrowers get (if they work in tandem with you and RMCN - meaning turn-in the paperwork they receive back from the creditors and/or credit bureaus). There have been some remarkably fast turn arounds too - one of my favorites that I remember is a borrower that needed 100 points on her score - somehow against all odds you were able to get her there in 45 days. I know this is not the norm but I was blown away and if I hadn't been convinced that RMCN works, that one instance alone would have made me a raving fan.

Because of the great customer service and professionalism that you have, I have been able to close many loans for borrowers that otherwise would not have been able to purchase a home. Plus, because of the follow-up that you provide me as one of my referrals to you is going through the process, I am always aware when their credit scores are to the point where they can move forward and purchase a home. My realtors also love that because many times it means a referral for them!

I have referred several borrowers to you that had worked with other so-called credit repair companies. Their experiences were terrible and the only thing they had to show for it was the cost. So, I've had borrowers that were quite skeptical when I referred them to you. I've get to have a single complaint from anyone that I have referred to you.

Occasionally, I get an e-mail from another credit repair company asking for my referrals. My only reply is a request to be removed from their e-mail list. It is very refreshing in this day and age to work with a company that follows through and does what it says it will do. As always, I enjoy doing business with you and RMCN. I appreciate the great job that you do!

Regards,
FELICE WHITE
Sr. Loan Officer
WR Starkey Mortgage
www.loansbyfelice.com

note from Clevland Browns Dir. of Player Development thanking  RMCN Credit Services for making an outstanding presentation to the rookie players.

From: Booker
Sent: Thursday, June 25, 2009 12:53 PM
To: Nikki Harris
Subject: Booker Family - Testimonial

A big thank-you goes to Nikki Harris and the employees at RMCN Credit Services! My credit score was really low and my wife and I were in process of buying our first home. We were referred by our builders to contact Nikki. Within minutes of calling her she went to work on my behalf. We sent her all the information on the same day and Nikki told us to expect the scores to go up about 40 points within the first 30-45 days. Well to our surprise in 30 days my credit score went up way over 100 points !!!!!!!!!!! O HAPPY DAY! We are getting OUR FIRST HOUSE! My Wife and I have rated RMCN 5 STARS AND THEM SOME! It is such a good feel to have a credit score that will allow hard working individuals to get the credit they deserve.

Kuddo's to Nikki Harris and Repair My Credit Now, because they did!

Booker

Fort Worth, TX


Hey Chris,
I got your call today and on father's day. Happy Fathers day to you as well! I tried calling tonight but it was too late and you were gone home I'm sure. So I decided to email you. I checked my credit the other day and It has already went up nearly 100 points! I am very excited about that as I am sure you can imagine. You guys are doing a great job. I just wanted to know how things are going with the process. I am mailing you some things I received in the mail. As well as that letter saying I have paid that debt to The Gables apartments. I hope you are doing well. I will try to call you sometime tomorrow, but my days are very busy. Perhaps around 4-5. Have a good day.

Shannon

From: Brett V
Sent: Thursday, June 18, 2009 8:58 PM
To: Cody The Credit Cowboy (888)469-7372 ext 271
Subject: RMCN Credit Services, Inc.

Hey Cody................

More great and perfect news after ONLY 2 1/2 months with your awesome service!!!!!!!!!

After Hurricane Katrina, the lost of my business, forced to file Chaper 7 BK, and moving the Las Vegas to start over this is a HUGE amount of joy..........

Your FICO® score as of June 18, 2009 is:





734
Your FICO® score of 734 is better than 54 % of US Consumers

" FICO® scores range between 300 and 850.
" Higher scores are considered better scores.








Thanks again!


From: W, Kenyatta
Sent: Tuesday, June 16, 2009 9:54 AM
To: Tonice Woods
Subject:

I just want to let everyone know about TJ Woods and all the people associated with RMCN. I was in Iraq searching the web and I came across the RMCN website. I was very skeptical at first because there are so many scams and people out to get your money on the world wide web, but this was not one of those scams. I have had the pleasure of working with TJ Woods who is very professional and undoubtedly confident in his abilities to help to improve your credit. I was never taught about credit growing up so needless to say I screwed mine up pretty bad during my college years. I doubt I would have been able to get a loan or even a credit card. TJ and I have come a long way and I truly trust him with all my interests financially. He's straight forward and he has your best interest in mind to get you on the right track. Not only is he proficient in his job, but I also consider him a great friend too. Thank you so much TJ and RMCN for all of your help in getting me back on track.

From: Debbie Cash
Sent: Tuesday, June 09, 2009 2:33 PM
To: 'Ashley LaMonica'
Subject: What a great job you are doing!












Ashley:
I wanted to thank you for your continued help on the advice and credit repair you are helping my clients through. In these crazy times it is nice to know I can send my clients with challenges to their credit and you can make it work. The time you take to sometimes even offer a few free moments of consultation make me look really great to my customers. They know we are both working on their side as a team.

I like to tell people you get what you pay for and they get even more with you and your company. It's nice to know if I have someone face to face with me going over their report I can pick up the phone and you will advise them.

I also like how you keep me up on the status and work hard to bring the customers back to me once we are ready to go again. I find the realtors have forgotten them as they went through the repair process but it is nice to call the agent back and say we're ready to go. It is hard to believe we have been working together 4 years or more now - hears to YEARS more. I love talking about the great things I have witnessed from bad to great scores on the credit reports. It is fun to see the before and after and get the customers into a home they would never have been able to get.

I just wanted to say thanks and if any of your skeptical customers need to hear from someone that has seen the results of your hard work please feel free to have them call me. Thanks again for your hard work.

Debbie Cash
VP / Branch Manager
Direct: 832-496-2858

From: Hank C
Sent: Monday, June 08, 2009 3:41 PM
To: Ron Stuart
Subject: RE: Paperwork

Ron,

I appreciate your services. Before the audit, the credit score was around 660. After the audit and the items in question removed, the credit score I have been told is now 770. Your services have been valuable, and again appreciate the help on getting my credit straightened out.

(T)Hank(s)
Hank C

From: Matthew Sappington
Sent: Wednesday, June 03, 2009 11:15 AM
To: Joe Camacho
Cc: Cathy Sappington
Subject:

Thanks a ton Joe, yes, i have been getting them and i can see you are doing an awesome job, i am so glad i chose to use your services!!

Thanks again,

Matt
From: Lori M
Sent: Thursday, May 28, 2009 10:12 AM
To: Victoria Hinojosa
Subject: Great Job!



Just a note to tell everyone there at RMCN and especially Victoria Hinjosa what a great job they have done for me thanks to their efforts I now Have a credit score of 659 which was 508 to start with and I have just gotten my guaranteed house loan paperwork yesterday to start my house buying efforts.I have been very impressed by their services and will recommend them to anyone who needs to raise their credit score.And thanks again for all you guys have done to get me into a new house!!!!
Thank You,
Lori M
Date: Wed, 13 May 2009 15:52:55 -0700 (PDT)
From: lance garrison
Subject: Re: Follow Up
To: Ron Stuart

Hello,

I would like to start by saying I am in sales, & I have seen the lie's sales people tell. So needless to say I am a skeptic .

It all started with a phone call to RMCN , I get some sales guy on the phone telling me how great the company was , how much money I was going to save in intrest. He said how he could Remove Negitave Credit such as Bankruptcies, Repossessions, Collections, Judgements, Slow pay , Late pay, ect .........

This is what I thought he was going to say, a great sales pitch. Was this all salesman hype. I was allways told " IF IT SOUNDS TO GOOD TO BE TRUE IT PROBABLY IS "

The mans name was Ron Stuart & he told us how we could get our dream home. You see My credit score was 503 thats about as low as it gets, I had helped my wifes score drop to 540..our credit was ruined. No one would loan us any money, for anything.

Well Its been over 2yrs now , and I didn't have to shoot Ron with my shotgun. As I sit in our Beautiful Home my eyes wattering holding back the tears , I thank god for What Ron & RMCN has done for my family. Ron never gave us false hope, just a chance to better our lifes....Thank you so much..............

p.s. My credit score is 798 & my wifes is in the low 800's...This is real and so am I

Please Call me anytime
Lance Garrison
316-312-6329

GOD BLESS
RMCN Credit Services customer expresses appreciation for credit repair help
From: Brett V
Sent: Tuesday, May 05, 2009 11:32 AM
To: Cody The Credit Cowboy (888)469-7372 ext 271
Subject:

FYI.... My Equifax went up to 679 today. The Chap 7 was removed!!!
From: Michelle S
Sent: Monday, May 04, 2009 6:40 PM
To: Cody Adair
Subject:

Cody,
    I wanted to let you know that I'm sending some more mail your way and also wanted to say thanks for the increase in my credit score!!!

Equifax was 562 now 570
Experian was 565 now 589
Transunion was 557 now 618

I can't wait to see what happens next time!!! Thank you!!!!
From: Glenda
Sent: Tuesday, May 05, 2009 12:47 PM
To: Brandon Dunn
Subject:

Hi Brandon,

I know you said to wait for the end of the month but I couldn't resist.
Good news is the numbers are there. I made it to my target number.

That is awesome. I really appreciate everything you have done and still doing for me.

All TransUnion 669, Equifax 688, and Experian 669 I can't believe how much they went up. Thank you, Thank you.

Glenda L
From: Ramey
Sent: Friday, April 24, 2009 10:44 AM
To: Client Services
Subject:

Hello Beau Millhollon,

It was a GREAT PLEASURE doing business with you. Only God knows how many companies I have used and they all disappointed me. I wish I started earlier, but it is never late for a beginner. With what I know now, I can pay more than twice of what your fee is, because I have saved more that ten (10) times, just on interest rates alone.

Few months into the program, I bought a 2007 Toyota 4Runner at 12.5% rate. Late last year, I bought a 2008 Toyota Sequoia at 0%. Last month I bought a preowned Grand Marquis at 6%. I have two (2) Visa cards (Chase Bank and Toyota Financial). I can get more if I want.

The truth is, if this was written by another person, I would not have believed it. Feel free to quote me for any skeptics. If they continue to be doubtful, they can give me a call or email me.

I do sincerely appreciate the work you have done.

Thanks,

Ramey M
Very Satisfied Customer

From: Felice White
Sent: Wednesday, April 15, 2009 2:51 PM
To: Doug Parker; Ashley LaMonica; Derrick Scobey
Subject: RMCN

Once again RMCN has exceeded not only my expectations - but the borrower that I referred to Ashley. When I referred Derik H to Ashley his mid-score was 601 - he couldn't even qualify for an FHA loan. Just pulled a credit report and his mid-score is 703 - so beautiful - he now qualifies for a conventional loan a rate of 5% or possibly lower.

Just wanted to say what an awesome job Ashley and the gang at RMCN did!

Regards,
FELICE WHITE
Sr. Loan Officer
WR Starkey Mortgage
www.loansbyfelice.com

From: Leon W
Sent: Monday, April 13, 2009 10:40 AM
To: Lara Harrison
Subject:

Lara
I pulled the report from mycreditkeeper.com and my score for Transunion was updated in fact it was 623. Equifax was 619 & Experian was 613 for an average of 618. I have never had scores this high. I literally teared up.
Thanks for your help
Client camper purchased after successful credit restoration by RMCNFrom: blake c
Sent: Wednesday, April 08, 2009 4:19 PM
To: Steve Barton
Subject: Re: ---

Steven,

I want to send a special thanks to you for your hard work and dedication on my account My credit scores have risen over 100 points since I started the program. I also want to send out a thanks to the staff at RMCN for their professionalism and hard work. I tried a competitor of RMCN about three years ago and after six months had no results. After the first month with RMCN I was seeing results. When I started the program all three Buruea's where showing around 600 scores and now after 6 months my FICO scores are: Equifax 729, Experian 697, Trans Union 716. Steven, when we first met I shared with you my goal of buying a Travel Trailer for my family and we succeeded. I have attached a picture of our new toy and the fun we had in it the first weekend we used. My wife and I thank you again for all that you did for my family!!!!

Thanks, Kirt

Letter from satisfied credit repair customer referral source
From: Juanita J
Sent: Friday, April 03, 2009 6:28 PM
To: Daryl Booth
Subject: Hello

Hi Daryl,
Yes I am in my new home. I love the job that you guys have done for me and I will continue to use you and spreed the word. I heard that Jose S, Lucy H, Gulliermo L and Thomas C have all signed up with you. I am trying to get you more, I think this program is incredible.
Thanks so much,
Juanita J
From: Sharon v
Sent: Monday, April 06, 2009 9:20 AM
To: Cody The Credit Cowboy
Subject:

Hey Cody

Things are great! I just checked my score and it has gone from 548 to 657. I couldnt be happier right now.

Sharon

From: Tisha P
Sent: Friday, April 03, 2009 4:22 PM
To: Joe Camacho
Subject: Here it is Joe!

Hello Joe,

Just wanted to Thank you for everything you and RMCN has done for me. I have to say it was one of my best investments EVER. Joe your an awesome consultant. You always kept me up to date with my progress, answered any questions I had and never gave up on me. Not only were you my consultant, but I feel like you are a friend, and that's great customer service. For anyone who is skepical, this program does work. These were my scores when I started:

Experian: 524 now as of 3/16/09 639
Equifax: 569 now as of 3/16/09 698
Transunion: 555 now as of 3/16/09 606

I started with 27 Collections & 20 of them have been deleted. AMAZING...

I lived 11 years of my life with bad credit. I never thought I would have credit ever again. I now have 2 Credit Cards, which was impossible for me to get before RMCN. I have been out of the program for 9 months now, but Joe is still there for me, still helping me improve my credit, and still there if I have any questions. Don't expect miracles or unrealistic expectations, just let them do there job and your results will improve. I have over time done a few things to lower my credit rating,(always listen to your consultant) but at one point I was over 700. Joe I know you can't do miracles, but you can change someone's life one credit score at a time. I can't thank you guys enough for what you've done for me. Joe you Rock, no matter what anyone thinks.. if I had to do it all over again, I wouldn't want anyone else.

Sincerely,

Tisha P

From: Regina D
Date: Sat, Mar 21, 2009 at 7:04 PM
Subject: Leroy is the Best!
To: LeRoy Wilkerson
LeRoy,

I can't thank enough for all you have done for me. You have accomplished what I have tried for years to clean up in just a few months! You even had many inquiries removed from my reports. It is incredible the results you have achieved! My credit and scores were terrible. They are now into the 700's and I am amazed. I thought about either refinancing or selling my house and knew it was not possible for a long time to come but now I am pre-qualified and can either refinance or purchase a house with a 5% interest rate. I am thrilled! You have answered any questions I have had and I have not had to do any work except to mail my reports to you as they came in the mail. I have an will recommended you to anyone who needs help with their credit. Thank you for your dedication and hard work and for being the great person that you

are!!!!!!!!!!!!!!!!!!!!!!!!!! You are the best!!!!!!!!!!!!!!! Regina D.
From: Erik H
Sent: Friday, March 20, 2009 11:08 AM
To: Dwayne Calk
Subject: New Car

Hey Dwayne,
I just wanted to drop you a line and let you know I got my new car :) You guys have done such a great job. The dealership ran an auto adjusted equifax and came back with a 636 score. I was thrilled and ended up with an 8.4% interest rate. You guys really have done a bang up job and I am thrilled at your results. I have attached some pics of the new ride.

Thanks

Erik
From: Bryant, C
Sent: Thursday, March 19, 2009 10:25 AM
To: Steve Barton
Subject: RE: ---

well my front yard is still tore up because im putting a sprinkler system in so i dont have a good picture yet, as far as the testimonial here you go. sorry it took so long to get this to you a lender recommended RMCN, to me before i bought a home. i figure why not due to the fact i was out of options so i gave it a shot, start up cost is high but they got my score up 150 points in about 3 1/2 month which gave me a very low instrest rate on my house and car both. i had charge offs and collections on my credit that disappear quick. There are credit classes and books but a single person cant do what these guys did!

C Bryant
From: Steven E
Sent: Wednesday, March 11, 2009 8:52 AM
To: 'Terry Housewright'
Subject: update

Terry - Just a quick note to let you I just received a MasterCard through Bank of America with a credit limit of $1500.00. It is not the greatest credit limit but for me to receive and unsecured amount like that from a reputable bank has not happened in over 10 years. I appreciate all of your and RMCN, inc. time and effort in restoring my credit worthiness. Everything you advised me on from my first initial contact and through the entire program was right on the mark, Thanks again.

Steve
From: Freddy H
Sent: Tuesday, March 10, 2009 11:36 AM
To: Daryl Booth
Subject: Equifax Fico

Thought you would find this interesting. Once again good results. I am happy with the service Daryl you guys are doing a great job.

My Equifax score shot up to a 697.

Feb 26th - 545

March 4th - 564

March 10th - 697

All the bad things are gone from my EQ report with the exception of some late pays but that looks great. I would share this with you.

thanks for your help.

--
Freddy H
From: Sedrick J
Sent Thursday, March 05, 2009 1:37 PM
To: Joe Camacho
Subject:

Hello Joe,

I am writing this letter tell you how impressed I am with your company and also with you. I was really getting frustrated in the beginning seeing that nothing was happening fast enough for me, but you keep my mind straight and talked me into staying in the program. You are a wonderful person with a great heart Joe. I am glad I stayed I have 14 deletions at this point and more to come thanks to you Joe "The Deletion King" Camacho. I would also like to add that whatever you guys at RMCN are paying him it's not enough.

Thank you so much
JOE C.

Yours sincerely
Sedrick J
From: Michael B
Sent: Tuesday, March 03, 2009 4:23 PM
To: Brandon Dunn
Subject: RE: updating or website

I would like to thank RMCN for what they did for me!! I never knew this was possible and couldn't have been more skeptical. I was going thru a divorce and my credit was being destroyed , RMCN fixed everything and now Im purchasing a new Home. If you use RMCN, and you should, I would recommend Brandon Dunn.

His persistence and patience kept me moving towards my goal of Credit to be proud of. Don't let Banks or Car dealerships make you feel like a loser. Purchase with confidence!!! Good Credit Makes life easier.

Michael B
From: Ken M
Sent: Friday, February 20, 2009 10:14 PM
To: Ashley LaMonica
Cc:
Subject: Thank You!!!!!!

Ashley,

My wife and I would like to thank you very much for all of the hard work you team has done for us. When we first contacted you we gave you what seemed to be a complete mess with scores in the middle to high 500's. We also gave you a short time frame to improve our scores to enable us to purchase a home. At best we were hoping to get a 60 point increase to have a chance at a home loan. At your suggestion we signed up for Equifax monitoring service and found a wonderful surprise. Julie's score has improved to 673 and mine has increase to 754.

Just recently we called our bank to have them lower our interest rates on our loans. They ran our credit and were able to lower them to the maximum possible. The money we will save on these loans has already paid for your services.

Thanks again!!!!!!!!

Ken and Julie M
Date: Tue, 17 Feb 2009 15:50:37 -0500
From: Joe P
Subject: Follow up
To: Ron Stuart

I want to thanks Ron Stuart and RMCN for their hard work and dedication regarding my credit repair. When I originally contacted RMCN concerning my credit situation, I did not think much could be done in terms of repair. To my surprise, Ron and RMCN were able to increase my 3 scores by an avg of over 75 points in just a few months. I wouild recommend both Ron Stuart and RMCN to anyone wishing to better their current credit situation. I have no concerns now when I apply for credit. This was truly an easy and painless process that produced outstanding results.
Thanks again!

Joe
From: Amie
Date: Mon, Feb 9, 2009 at 7:06 AM
Subject: THANK YOU:)
To: LeRoy Wilkerson

Hello LeRoy,

I hope that when you get this email, you will be in the best of health.

I wanted to take a moment to THANK YOU for all of the help that you have provided to me in the last 30 days. I started your program on 1/9/09 and I was in really bad shape. At the time that you reviewed my situation, my credit scores were 519, 550 and 602.

I am happy to say that within the last month, my scores have increased to 568, 632 and 648. I discovered this when I went to "drive my new home". At that time, I spoke to the builder and wanted to see what I needed to do to become a homeowner by end of the year. I told her what my credit score was based on your analysis of my situation. When she ran credit, she found the updated scores and told me that I was prequalified for the house. I am glad to say that I just signed a contract to close within the next month on my dream home.

I am really happy and blessed to have been able to start working with RMCN which allowed me to get my life back in order. I know that I have allot of work to do before you are done with my credit repair but what has transpired within the last 30 days is nothing short of AMAZING!!!

Once again THANK YOU for being supportive and understanding. You have worked with me in a very professional way and did not look down upon my credit "flop". I will definitely refer anyone who is in need of the same service.

Sincerely,

Amie
From: Lopez, M
Sent: Thursday, February 12, 2009 2:56 PM
To: Kevin Power
Subject: New credit scores
Importance: High

Kevin,

I got on mycreditkeeper.com

Awesome Scores compared to the start of this.

Before After
Experian - 499 Experian - 621
Equifax - 470 Equifax - 674
TransUnion - 443 Transunion 544


M Lopez

Project Manager
From: Bill M
Sent: Tuesday, January 27, 2009 11:30 AM
To: Doug Parker
Cc: Lara Harrison
Subject: Thank you from very satisfied customer

Dear mr. parker; I want to thank you for providing out standing results concerning my fico score, before speaking to Lara Harrision my fico was so poor I had to put up a $400.00 deposit with verizon to get cell phone service,after shopping two other credit repair services who were cheaper,but did not offer the same depth of resources and experienced staff that Laura explained that R.M.C.M does. and then pointed out and convinced me getting a good deal was getting the results you want,not the amount of money you you save by getting less service and ability with a cheeper company ,she set up a retainer and payment plan I could afford ,we got started and approximately 8-9 months of working closely with me produced a fico of 777 as of this month and is still helping me with miner details to help improve it even more,In my humble opinion { a deal ] does not get any better than this!! so thank you very much ,and thank you lara Harrision Sincerly Bill Mi
From: From: Troy T
Sent: Monday, January 26, 2009 9:06 PM
To: Dwayne Calk
Subject:

hey whats up man. i got approved for my house loan and my credit score was at a 641 so thats awesome you have helped me out tremendously, also the loans only at 5%.


Date: Sat, 24 Jan 2009 07:32:25 -0800 (PST)
From: Jeffery and Lorie D
Subject: Thank you
To: Cody Adair

Hi Cody,

I just wanted to thank you so much for the work that you and your team has done on my credit. I received an update from equifax just this morning that showed my credit score to be 675! Just 9 months ago I would have been happy seeing my score in the low 600's so need less to say I couldn't be happier.

It looks like I am going to get the loan for my house and I am going to get the best rate available for an FHA loan thanks to you guys. All I know is I couldn't have done it without your help. Thanks again, and God bless.

Lorie D
Sent: Tuesday, January 20, 2009 1:38 PM
To: Dennis Riley
Subject: Re: Mortgage

Hi Dennis,

Thank you so much for following up. Yes, Ron got me approved through FHA and all my loan stuff is ready to go. I currently have an offer on a house that is in short sale, even though they should really call it long sale. We are still waiting to hear back from the bank on the offer. Regardless, the loan is good to go, it is just a matter of finding the right home at the right price.

Thank you so much for all that you have done. Without you, I would not even be looking at homes right now because I would have never qualified before.

Hope all is well,

Megan A
From: Bobby T
Sent: Monday, January 19, 2009 2:37 PM
To: Joe Camacho
Subject: Thank You...!!

Dear Joe Camacho,

We should of sent this letter out a long time ago. We wanted to say, "Thank you, thank you, thank you..!!" For all that you and your company has done. As our consultant you were nothing short of phenomenal.! All those month you've been working with us fixing all Sandy bad marks (l.o.l, mine too) really is paying off. You educated us about our credit and infused the entire process with your integrity, and patience. As of today we are now married and ready to start on a new business. We couldn't have done this without you. Thanks....!

Thanks ALLOT,

Bobby & Sandy T

From: Joseph E
Sent: Wednesday, January 14, 2009 5:02 PM
To: Dwayne Calk
Subject: home sweet home

Dwayne,
I really need to give you an enormous thank you and a hug. My loan was approved, I bought the house, and I am sitting in it right now, nice and warm and dry and actually feeling better. I was very grateful that I made it out of the bus before the winter storms set in. As you know, I had a fear of this winter and in all honesty doubt if I would have survived another one in the old bus. Especially one like this.

The process had many snags then suddenly things just clicked into place. A man from Ohio flew out and bought my bus. A few weeks later I'm in the house, I spent a few weeks in limbo between the transitions as a guest in a friends trailer. Amazing how expensive limbo can be.

I had to pay off those CA state tax liens, they totaled ninety percent of this process. Because of that I had no money for anything else, like basics, pots and pans and furniture. So its hard to stay comfortable, Derek and I both have our own $15 air mattress, the house only furniture until we collect more but its nice and its a roof and a bathroom and a kitchen and heated and a nice garden and its mine and my dog is happy and it feels good and you made it happen and I don't know how to thank you or how I would have done it without you.

In your line of work it can be easy to detach the human from the paper. But you have that talent and gift to realize how all those papers affect someones life. What you did for me was not easy and most people would have given up long ago but again you stuck with me. My friends have done less then you have, making you my dear friend who helped get sick and poor me out of my bus and into a home suited for my health-style while against all odds.

You even pin pointed the week it would happen when you told me months ago things should work in my favor before Christmas. If the USDA did not close for those snow days it would have closed Christmas eve, instead due to the severe snow we closed on the last day of last year.

In a few months when we are more together I'd like to extend an invitation for you to visit. Meanwhile we'll continue to work on my credit repair, so much still depends on that. Like getting a car, home improvement or any loans.

I have a 30 year fixed @ 5.1%, monthly payment of about 450.$ The interest rate went down a 1/3 point but I had already locked into the 5.1%

I did get some mail I will forward to you, I got your phone message too. I have been busy with all this moving and when I can sit down and call you I will. Most likely after Friday when I get my phone battery.

I did everything you said and your promised results have been fulfilled. You improved my life.

Dwayne, Thank you and thank everyone at RMCN from the very top CEO to every individual behind every door functioning as the dynamic life changing team you are.

Because of my sickness and poverty you took my case charitably, to do all that work, invest all that time, to do what you do so well and without pay just to help a guy down and out up. RMCN is commendable, honest and dependable, and I'm in my own house. How can I ever thank you enough? RMCN my real hero. Thanks.

Joe
From: Nathan M
Sent: Tuesday, January 13, 2009 2:13 PM
To: Doug Parker
Subject: Thank you

Doug,
I hope you had a safe and relaxing New Year and that 2009 has started off well for you and all of the folks at RMCN. I want to thank RMCN for helping me repair my credit to the point where it stands now. My wife and I were about to lock in a mortgage for our first home at 4.75% thanks to the work Jim Emerson and your staff did for me. I planned on staying in your program to get my score up higher, but I guess there wasn't much else to get done at this time, because I received a completion letter a few months ago. Thank you again for what your organization does, and feel free to let me know if there is anything that I can assist you with. Best regards,
Nathan M

handwritten note from happy credit repair customer
From: Billy M
Date: Wed, Jan 7, 2009 at 8:28 AM
Subject: E-Mail
To: LeRoy Wilkerson

Good morning and "Happy New Year"…..thought I would let you know I got my house back and am now trying to get settled back in. Also I have more correspondence to drop in a envelope and forward to you. Leroy I REALLY appreciate what you have done for me and can't adequately express the gratitude I feel for all the hard work you have devoted to helping me out…….All I can say is "thank you".

You Friend Always, B.J.
From: CHARLEY
Sent: Friday, January 02, 2009 4:21 PM
To: Dwayne Calk
Subject: Address Changed

Dwayne,
Happy New Year… Thank you for improving my credit. I just closed this condo on 12/30/08....Thank you for helping me...
Best Regards
Charley
From: APRIL L
Sent: Wednesday, December 31, 2008 11:50 AM
To: Dwayne Calk
Subject: Re: Follow Up

Hi Dwayne,
Bradley and I were able to get approved for a loan to close on our home hopefully in June. I am so excited and so appreciative for what you and your organization has done for myself and my my family. I did receive a statement yesterday from Experian which I am putting in the mail today. Hope you also have a wonderful New Year. Also, am I at the end of the program with this last round of Audits?

Hope to hear from you soon!

Thanks alot,
April

From: Paula
Sent: Monday, December 29, 2008 3:53 PM
To: Kevin Power
Subject: Thank You

Hi Kevin,

I just wanted to say thank you again. I am so excited.

Testimonial:

I was introduced to RMCN by my broker. I was a little hesitant at first, but I needed to fix my credit. I call RMCN the next day and spoke with Kevin, my counselor. He was wonderful in explaining how the program works. I started with a credit score of 489 and in less than a year I now have a credit score of 723. I highly recommend RMCN to anyone who want to impove their credit score. I am 100% satisfied with their service.

Paula, New York
From: Elizabeth W
Sent: Wednesday, December 17, 2008 1:16 AM
To: Daryl Booth
Subject: THANKS!

THANKS DARYL, THE MORTGAGE COMPANY WHICH YOU REFERRED ME TO IS VERY PROFESSIONAL. I AM SCHEDULED TO CLOSE MY LOAN UPON APPROVAL OF THE HOME INSPECTION, ON THE 22ND. YOU AND YOUR COMPANY HAVE DONE A GREAT JOB FOR ME AND ALSO HAVE PROVIDED EXCELLENT SERVICE!

ELIZABETH W
From: T Wright
Sent: Thursday, December 11, 2008 8:12 AM
To: Dwayne Calk
Subject: lots of progress on my credit

Hi Dwayne,

My credit has risen to 633 to 720 as of two weeks ago. It's probably higher now. I don't know if it's your company or me making on-time payments. But I do know that your advice likely helped. You gave me advice about having 7 lines of credit because I only had three. I know have eight lines of credit, and I'm going to follow your other piece of advice (low balances) when I get my bonus check next year.

T Wright
From: Christopher T
Sent: Monday, December 08, 2008 9:45 AM
To: Steve Barton
Subject: Re: RMCN UDPATEChristopher T

Steve,

I've been able to secure a mortgage and have seen my credit score increase significantly in the past few months my FICA is 685, so I think we're at a point where I can suspend my participation in the program...it has served its purpose and for that I am grateful. I will be closing at the end of January.



Regards,
Chris

From: Jewel A
Sent: Monday, December 01, 2008 10:05 PM
To: Candis Biggs
Subject:

Dear Candis,

I just want to say a big THANK YOU for your help in increasing my score about 80 points in just 2 months in order for me to qualify for a mortgage. I must admit I am usually very skeptical about credit repair but you guys definitely proved me wrong. Thanks for all you do.

Thanks for all your help and I look forward to you helping other people I will be referring your way.

Thanks,

Jewel
From: Scott, M
Sent: Wednesday, December 03, 2008 10:10 AM
To: Kevin Power
Subject:

You guys are AWESOME - we are closing on our new home on Dec. 19th - We owe a lot of thanks to your company. We couldn't have done this without RMCN!!! Thank you so much. Donald and I need to be apart of you testimonials!!!!
From: William F
Sent: Monday, November 17, 2008 11:51 AM
To: Nikki Harris
Subject: Re: William, congratulations on completing our program!

Nikki, thank you so much for repairing my credit. You delivered everything you promised. I have been able to refinance my house, buy a new car and have a credit card all because my credit score is high. I will tell everyone I know how great you company has been to me.

Thanks,
William F
From: Maureen Fuller
Sent: Wednesday, November 26, 2008 10:01 AM
To: Cody Adair
Subject: Tom and Theresa Q

The happy couple in front of their new home in Evergreen Park, IL

Thanks for all your help.

Maureen Fuller

P.S. Cherry Creek Mortgage Comp. and Kim were wonderful to work with.






From: Kati H
Sent: Thursday, November 20, 2008 12:32 PM
To: Beau Millhollon
Subject: Thank you!

Hi, Beau!

I did want you to know that, because of you, we were able to buy our lot, we were approved for our construction loan, and we will begin construction on December 1! We couldn't have done it without you!

Thank you so much for your hard work!

Kati H
From: Lange, Jamie
Sent: Wednesday, November 12, 2008 10:53 AM
To: Nikki Harris
Subject: RE: Baron - update

Hi Nikki,

Attached is the recent credit report I pulled on Baron. She was really happy we hit that above 680 mark which saved her 2 whole discount points on her loan!

Her scores changed as follows over the first round of results:

EQ = 699 +94 pts
EX = 682 +110 pts
TU = 685 +3 pts

Thank you!



From: Drew Houck
Sent: Wednesday, November 19, 2008 12:37 PM
To: Victoria Hinojosa
Subject:

We recently started referring our clients to RMCN so they could get help raising their credit scores to be approved for home loans. Once a borrower comes to us for a loan we do everything possible to help them. If we cannot provide them with a loan right then we show them how to repair their credit so they can be approved in the future. Victoria Hinojosa @ RMCN has been very helpful with this process. I was very impressed with the service she provided my client. She was able to raise her credit scores 88 points in less than 2 months. This not only helped my client be approved for this loan, but for any future loans also. RMCN has proven to be a reliable company & I will continue to refer my clients who need credit help to them. Best regards,

Drew Houck
Global Mortgage Link, LLC

house purchased by RMCN client after having credit repairedFrom: Amber H
Sent: Wednesday, November 05, 2008 10:30 AM
To: Joe Camacho
Subject: Amber H - Testimony

Hi Joe,

When I first set out to buy a home, I knew it would be tough but didn't know just how much my credit score was holding me back. My lender referred me to RMCN where I worked with Joe Camacho on the six month credit repair program. Joe was amazing and stayed on top of my file. All I had to do was to pay my bills on time, pay my credit cards down, and mail in packages containing debt notices to RMCN. This is a legitimate program that assists you in repairing your own credit. When I first started my house search, my credit score was in the mid 500's. When I exited the program it was in the low 700's. That is a substantial increase that I am proud of and will work hard to keep increasing it. My dream was to buy an old home and renovate it. This score allowed me to buy a home built in 1919 in a highly sought after historical housing addition and will allow me to renovate it over time. The best thing about the program though is the power that I have with my higher credit score. I now have the ability to take care of myself financially and that is very liberating!

~Amber





Thank you note from mortgage company for help with client credit repair
From: Geoff H
Sent: Monday, November 03, 2008 8:05 AM
To: Beau Millhollon
Subject: Success

Just to let you know, We closed on a new house Friday. Our interest rate was 7%. So you can relax our account. Everything is good. I would like to say thanks, you did an excellent job!

I will recommend your services based on my experience, Once again, thanks

Geoff H
From: Phong L
Sent: Friday, October 17, 2008 12:06 PM
To: Steve Barton
Subject: Re: Experience

Steve,

I was reluctant to hop on board, but I am glad I did. Your method works and makes sense, it definitely gave me the boost I needed to advance my credit further. To tell you the truth, I didn't check my credit report again other then the initial, however I know it had improved. For one, I was able to obtain a unsecured credit card from a bank with a decent limit in the thousands, which I wasn't able before, this is a clear sign that my credit has resurrected thank to you guys. From this point on, I would just need to keep my balance under 30% from the limit and pay on time to build further. I may wait a few months to request a second card, and then maybe a small car loan to pay off.

Thanks again for your help, and yes I would recommend it, and I will.
From: Emily B
Sent: Tuesday, October 14, 2008 1:34 PM
To: Kelly Stone
Subject: Yeah

I see that the last derog was removed from my Experian report! So now all of the derogatory marks have been removed from all three of my credit reports! You guys rock....

I just wanted to say thanks!

Emily
From: Freida N
Sent: Monday, October 13, 2008 5:04 PM
To: mike doyle
Subject: new home

Hello Mike,

I am sending you a picture of my new home as I promised. This is not the home I was attempting to buy from my brother. It is a much better home. much much better.

thanks for all your help. May God richly bless you.

truly.
Freida
New home purchased after RMCN improved buyer's credit score

From: Amy S
Sent: Tuesday, October 07, 2008 3:13 PM
To: Ron Stuart
Subject: RE: RMNC UPDATE Amy S

Hi Ron ~

I am very pleased with the results thus far!

The low limit credit card I have offers a free monthly credit score thru Experian and my Aug score was 556 and my Sept score went up to 625!!!! This is just the begining! Thank you very much!
From: Eunice
Sent: Wednesday, October 01, 2008 1:07 PM
To: Chris Fritze
Subject: Eunice C

just letting you know that i just checked my scores...

transunion--- 511/was 421 as of 5/16/08
experian-----521/was 509 as of 5/16/08
equifax------619/was 543 as of 5/16/08

***the scores with the "as of 5/16/08" are the ones on my initial paperwork with you all***

i now see that the program really works. i had to learn to be patient and let you all do your work. i know that you all are not done yet, but i just wanted to say thank you. i'm looking forward to getting my husband's info in soon.
thanks,
ec

From: Trent Jackson
Sent: Monday, September 29, 2008 3:42 PM
To: Candis Biggs
Subject: FW: Hi

Hey Candis,

Jewel emailed me below. It sounds like you have really done some great things for her.

Awesome!!

Thanks for all your help.

Trent Jackson
Senior Loan Officer

Mission Mortgage, Inc.

__________________________

From: Jewel
Sent: Monday, September 29, 2008 3:29 PM
To: Trent Jackson
Subject: Re: Hi

Hi Trent,

Just wanted you to know that I am still waiting on my brother's info to send to you. But you won't believe it...I received an update report from Transunion today and you will not believe how many items have been deleted!!! It is amazing. Candis truly works wonders. We may not need my brother anyways.

I am waiting for the other 2 bureaus to come in. I already mailed the transunion report to Candis.

I'm absolutely surprised with what she does!

If I had known I would have done this a looooooooooong time ago.

I'll keep you posted.

Thanks,

Jewel


From: Becky Reynolds
Sent: Wednesday, September 24, 2008 3:01 PM
To: Steve Barton
Subject:

Just wanted to let you know that Josef P's credit score is now a 682. When we started this process in March the score was a 567!!! What a great job! He will be closing on his home October 10th!!
Thanks!
Distinctive Mortgage
10255 Richmond Ave Suite 110
Houston, TX 77042
713-366-0538 Office Line
713-366-0880 Direct Line
713-447-5554 Cell
866-532-4827 Fax
www.distinctivemortgage.com

Letter from satisfied credit repair client
Picture of client and auto purchased after improved credit via RMCN Credit Services, Inc.

Poor planning, gaps in employment and changes in my salary had created a financial battering to my credit reports and like many of you, I faced the future with doubt and uncertainty. I knew I had to take action but how to approach and resolve the problem only resulted in more confusion and despair.

I had heard of credit repair and restoration but after weeks of researching many of these organizations I again was uncertain if such a financial investment would garner the results I desired. It was not until I came across RMCN's website and read the testimonials of other satisfied customers that I knew there was hope after all in repairing my credit reports.

Cody Adair's professional demeanor and knowledge of the RMCN's services immediately convinced me that RMCN was the answer to my financial problem. Within a few months I began to see changes to my credit reports resulting in an increase to my credit scores. The old battered car that I drove has now been replaced by a newer model and this is all due to RMCN and their hard work.

Thank you RMCN for providing me with a renewed confidence in tomorrow. Your organization definitely has delivered and produced yet another satisfied customer. Thank you also Cody for again being always available when I had questions and always providing me with prompt and courteous assistance. Your knowledge and patience is truly an asset to RMCN.

Sincerely,

Oscar M



From: Angela J
Sent: Saturday, September 13, 2008 9:36 AMTo: Steve Barton
Subject: Letter of satisfaction

I am so happy with the services I received from Repair My Credit Now! My husband and I didn't know what we were going to do, we had both gone through nasty divorces and our credit reflected that. I contacted them, and right away they began working on our credit. They were very friendly and great to work with. They stepped us through the whole process and our scores have improved. We are buying our first house and we owe it all to them! Thank you for all you've done to help us out!
Patrick and Angela J
From: R Smith
Sent: Tuesday, September 09, 2008 2:06 PM
To: Allen Humphris
Subject: Testimonial

Allen,

Just a few short months ago my wife and I could not get approved for a mortgage due to some financial struggles of the past. Andrew Stringer at Mortgage Pros referred us to RMCN to get some help with our credit so that we could get qualified for a FHA mortgage. He explained to us that there were companies out there that are a little less expensive, but RMCN seemed to be the most aggressive at getting the job done. There was no doubt that RMCN was working hard on our case due to the fact that we were getting bombarded with correspondance from creditors responding to the investigations that RMCN was conducting on our behalf. Now here we are only 4 months later, and we had no problom getting prequalified for a mortgage! Many thanks to all of the hard working individuals at RMCN for helping my family and I get a new start! We are very greatfull!

Respectfully,
R Smith

From: Boles, L
Sent: Wednesday, September 03, 2008 11:46 AM
To: 'Cody The Credit Cowboy (888)469-7372 ext 271 '
Subject:

Hi Cody,
I wanted to let you know that I have received some things in the mail at home and I am going to mail it to you. I looked at some of it and I was surprised to see deletions already! I am very happy! Thanks for staying on top of me about this.
P.S. I like those cowboy pics, lololol!
Talk to you soon

L Boles

From: Warren C
Sent: Thursday, August 28, 2008 5:20 PM
To: Brandon Dunn
Subject: Sending a new bundle of responses to you today

Hey, I am sending out a package to you today..

By the way - Great work!

Thanks and I want you to know that I am glad you guys are helping me.

Warren
From: Blenda L
Sent:Thursday, August 28, 2008 3:44 PM
To: Chris Fritze
Subject: Re: Any results?

Chris,

How are you doing? Getting ready for the long weekend? I know I am! I just wanted to drop a line and tell you (I don't know if you know already) that my credit has already improved! From a poor rating to fair, my score increased to 640 experian, 650 equifax and 669 transunion. I also was curious if this could be improved even further and how. Thanks for all of your hard work!!!
From: Ingrid R
Sent: Monday, August 25, 2008 8:01 AM
To: Steve Barton
Subject:

I got the loan but it wasn't thru Huntington Bank it was thru Citi Finance. Thank you for all of your help I don't know that I would have been able to have gotten out from under that truck if it had not been for all of your help. Thanks again!!

Thank you,

Ingrid R
Project Manager

From: Connie W
Sent: Tuesday, August 19, 2008 8:51 AM
To: Steve Barton
Subject: I want to Thank you

Steve,

I know that we are still working together on fixing my credit. But I wanted to take a few minutes to tell you what a difference you and your staff have made in my credit history, and my self-esteem. I made a lot of mistakes using credit in the past that got me to the point of not being able to do anything. But working with you and RMCN Credit Services, has changed everything for me. I have a credit card now, I was able to get into an apartment without a co-signer, and I can hold my head up and move on. Not only that but with the education that you have given me, I now know how to maintain the credit that I am given. Steve I just want to say Thank you again.

Best Regards,

Connie W
From: Lucas Brunelle
Sent: Monday, August 18, 2008 3:52 PM
To: Allen Humphris
Subject:

RMCN,

Thank you for making it possible for us to finance our company cars!

Now our technicians can do service calls in style and the cars get us lots of business - way to go

Lucas Brunelle
CEO
Geek Choice

From: Joe
Sent: Monday, August 18, 2008 3:59 PM
To: Dwayne Calk
Subject: the least I can do

Dwayne,
Sometimes words are not enough, you know how I feel because I tell you but you have done more work past your words and I see that. The least I can do is to combat anything negative or doubtful with the reassurance of my personal positive experience with you.
I started my own campaign, it is something I found that I can do being in bed with a laptop. I do it because I have seen and experienced it. It is my truth and you have become my friend. To combat the Internet where and when I can is the least I can do for you. I will continue to post positive remarks at every place I find.
Everyday I post as many as I can, today I did a dozen. I'm using a screen name Joe Transit. Sooner or later you will run into them. My goal is to get the word out there for any doubting Thomas searching the Internet for credit help.
Once I complete my credit repair I plan to UTube the bus I live in and then the new house I moved into as a tribute of thanks to you and the RMCN staff.
Believe me if I could do more I would, if I could pay more I would. I owe you, you have done more for me in the few short months that I have known you then many friends have done in years. You are one man the fulfills his promises and lives up to his words. As a old man these things gain more importance in our lives. I dearly and sincerely appreciate you and RMCN and will continue to do whatever I can to convince you of that.

Joe
Personal credit restoration success story
Business owner reports that his credit score improved dramatically after signing up with RMCN Credit Services, Inc.
From: Christy A
Sent: Monday, August 11, 2008 1:01 PM
ToJonathan Andrus
Subject:

This is just a little note to tell you how happy I am with RMCN and you (Jonathan). I was completely amazed at my results. It has only been a little over a month and already I have had 16 items deleted from transunions and 6 from equifax. Thanks for everything you do! And I also cant leave out the cousin-in-law (Thanks Eric)

GOD BLESS AND LOVE TO ALL !

Christy A

Letter from satisfied credit repair customer
From: Stephanie T
Sent: Friday, August 08, 2008 3:48 PM
To: Nikki Harris
Subject: RE: Help

WOW I feel so comfortable with you- You have been wonderful seriously. You didn't treat me like crap because I was a single mom with not a lot of money and horrible credit. You treated me like a person and from the get go I liked your personality. You have taken the time to answer ANY questions, and have been patient with me. You have re-assured me about everything, worked with me on my payments. I don't know what to say- you are the best : I promise you I will refer as many people as I can think of if you can handle it- I want everyone else I know to experience how you have made me feel, and YOU haven't even repaired my credit yet!! : I am glad you think so highly of me as well. I was just doing what you asked, I am guessing a lot of people don't- I am hoping that we can accomplish a lot with this. I do believe we can. I am so ready, I am sure you know! Do I need to mail the stuff I get from the bureaus, or can I scan and email I tot you? It is hard to overcome a bad reputation- But I PROMISE you that YOU have made me believe again that there really are people and companies willing to help you still out there- I checked out your website, and I saw the Bond and the treasury so I knew that was good. YOU have been wonderful! And you answered all of my questions but one; What about the building me credit issue? (Credit cards etc?)

THANK YOU!!! :
From: Larry R
Sent: Tuesday, August 05, 2008 9:48 AM
To: Dennis Riley
Subject: Happy client

This is my house we closed last Friday, thank you for all your help.

Larry

Client buys new house after credit repair

From: Tisha P
Sent: Monday, August 04, 2008 3:00 PM
To: Joe Camacho
Subject: I'm approved

Hey Joe,

I got approved for that Orchard Card, they said I should be receiving an e-mail soon. It doesn't say how much I owe yet, but I'll make sure to pay it down ASAP once I get the bill. This is getting really exciting, rejection sucks and it's nice to finally get APPROVED. Talk to you soon

Tisha
From: FERNANDO L
Sent: Thursday, July 31, 2008 3:10 PM
To: Jennifer Bedford
Subject: Re: Your file

Thanks so much for your patience and dedication to your job. I'm very fortunate to have you taking care of my needs. After having you call me and check up I feel that this was really worth the money I put into this to have my credit restored. Please forward my gratitude to your supervisor and they can call me anytime to verify my satisfaction. I will definitely promote RMCN after talking with you!

Keep up the good work always...even on a bad day!

Blessings!

Fernando
From: Brooke S
Sent: Thursday, July 31, 2008 11:36 AM
To: 'Dennis Riley'
Subject: Thank You

Hi Dennis, Please pass this on................I appreciate everything you have done to help with this process......

"I am very proud to say that I am a client of RMCN Credit Services, Inc., and am extremely grateful for the customer care provided by Dennis Riley. Making the decision to restore my credit with RMCN has improved my credit score by phenomenal numbers and has been a very pleasant experience. From the first conversation with Dennis Riley, I knew I was in good hands and that my best interests were at heart. I told him I needed my scores to go up so that my husband and I could purchase a new home. He said we will get it done.....and sure enough, within 45 days WE ARE APPROVED!! Thank you RMCN credit services and Dennis Riley for everything you have done!! I willl refer as many people as I can to your services."

Brooke S
From: Chad D
Sent: Tuesday, July 29, 2008 5:04 PM
To: 'Ashley Lamonica'
Subject: SCORES

Ashley,
I guess I want to be like all the people on your website!!! Well when you started with me a year ago I had an Equifax score of 498. Today it was 693. My mid score is a 686. THANKS SO MUCH!!! You guys were worth way more than your investment in just two months of mortgage payments. My last house I bought was at 9.4% ADJUSTABLE!!!! It adjusted to 12.4%!!! Thanks to you, I was able to refi that at 6.5% and just bought my third property at 6.25% fixed for 30 years. Just wanted to say thanks!!! 200 points!!! That was better than what you even told me you could probably do.

CHAD
From: Leo
Sent: Tuesday, July 29, 2008 5:32 PM
To: Michael Stockton
Subject:

Hi Michael,
I want to thank you for you help and your professional manner is assisting me to clear my reports of items that shouldn't have been on there. I wouldn't hesitate to call you if I needed help again, or to refer you to anyone who could benefit from your services.
Thanks again
Leo M
From: Chad D
Sent: Tuesday, July 29, 2008 5:04 PM
To: 'Ashley Lamonica'
Subject: SCORES
Ashley,
I guess I want to be like all the people on your website!!! Well when you started with me a year ago I had an Equifax score of 498. Today it was 693. My mid score is a 686. THANKS SO MUCH!!! You guys were worth way more than your investment in just two months of mortgage payments. My last house I bought was at 9.4% ADJUSTABLE!!!! It adjusted to 12.4%!!! Thanks to you, I was able to refi that at 6.5% and just bought my third property at 6.25% fixed for 30 years. Just wanted to say thanks!!! 200 points!!! That was better than what you even told me you could probably do.

CHAD

From: Julia M
Sent: Friday, July 25, 2008 12:06 AM
To: Jim Emerson
Subject:

Jim,
How can we ever thank you for helping us...You are helping us rebuild our lifes and for that thank you seems not enough. Even though we never meet you and we are miles away you have truly change our lifes. Unfourtunely financial struggles can make a couple be under a lot stress but now knowing our credits are being restored and we have someone we can trust that has our back means the world to us.

FOR EVERYTHING YOU'VE DONE FOR OUR FAMILY THANK YOU AND THANK YOU!!!!!

JULIA M
From: Veronica F
Sent: Friday, July 25, 2008 10:00 AM
To: Lara Harrison
Subject: RE: Updates

Thank you!

By the way, I went to the car dealership and brought a new car, got a pretty good rate! 10.5%, but in 5 months the car company is re-financing the new car to get a lower rate (after the work you guys are doing is completed). I had to get a car, my other one simply died! In addition to that my some of my credit scores I saw were 609, and 639. I could have never been more happier to have invested in a wonderful group!

I have been singing your praises and getting people to get their credit fix....I'm living witness it works!

I can't wait until they pay off the other car I have ( I still owed on the car I had) but the new finance company is paying it off for me. I had to get a bit higher payment than I wanted but I had a lot of negative equity in the old car. Oh well....its I see my future being a lot better thanks to you guys!!!!

Thanks again Laura for all that you do!
From: Karol Crowley
Sent: Thursday, July 24, 2008 8:16 AM
To: 'Cody Adair'
Subject: Billy C

I just wanted to follow up with you and let you know that I spoke with Billy and got his loan approved! His credit report looks pretty good! I don't know what it looked like before, but you did something right! I look forward to speaking with you again.

Karol Crowley
Senior Mortgage Consultant
MBNG Mortgage





From: A Abdullah
Sent: Tuesday, July 22, 2008 8:42 PM
To: Jesse Yancy
Subject: Jesse thanks so much

Jesse thanks so much for everything we are now in our home $309,000 at 6% and bought my wife a new infinity QX56 at 6% and I have three credit cards. I will be sending you pictures soon of the house. You have been a good friend over and beyond your title as a credit consultant. Please know that you are never without mention. I will keep the knowledge that you have share with me forever and pass it on to others thank you my friend
From: Diana H
Sent: Thursday, July 10, 2008 10:10 AM
To: Daryl Booth
Subject: RE: Reminder of results coming in

Will do, just wanted to let you know that my Equifax report has NOTHING derogatory and the score went up 100 points to 687, my TransUnion still has some derogatory items with a score of 656 (up from 605), and lastly Experian still has lots of derogatory items with a score of 587 (up from 576). I am TRULY impressed with the results from your company in a month and a half's time!! Thanks

Diana
letter from satisfied credit repair client
Minnesota Vikings letter thanking a RMCN credit consultant for providing credit education  for rookie players
From: PATRICIA L
To: Brent Reedle
Sent: Tuesday, July 1, 2008 8:32:32 PM
Subject: This is from my heart

Thank you so very much Brent Reedle!!!!!!!!!!! When I contacted Brent Reedle I wanted to buy my dream home but my credit was so bad I could not get a good loan. But now I have a loan at 6.5%. This is like a dream come true. I also learned alot from Brent so I will never be in that shape again. Again thank you so very much. I have to say I didn't quite believe this could happen, But it did. I would also like you to know Brent that you are doing more for people then giving them there credit back. A man without a dream is a man that is not truly living. But thanks to you I am living again!!! You have given me new reason in life.

Patricia L
From: Tenita M
Sent: Wednesday, June 25, 2008 10:19 AM
To: Brent Reedle
Subject: Re: RMCN UPDATE TENITA MORSE

Hello Brent,

Thank you so much for helping me with my credit. I have developed much respect for it and have become more organized with my spending habits. Thanks again!

Thank you,

Tenita M
From: Jan C
Sent: Tuesday, June 24, 2008 5:28 PM
To: Dennis Riley
Subject: Thank You!

Dennis Riley,

My wife and I would like to extend our gratitude to Dennis Riley and everyone at RMCN. You have changed our lives!! Just a short time ago we were paying outrageous prices for prepaid wireless phones. Thanks to you and your endless efforts, we now have two of the best phones and wireless plans on the market. We couldn't have done it without you! We are also planning to purchase a home in the near future. I will keep sending recommendations your way! Once again, thank you for everything you have done.

Sincerely,
The C Family
Longview, Tx.
From: Rene W
Sent: Monday, June 23, 2008 4:58 PM
To: Terry Housewright
Subject: Re: Status

Hey Terry. I have subscribed to Score Watch with MyFICO.com and have my Equifax FICO score. It is over 800. Unbelievable. Absolutely unbelievable. I've been in tears for 15 minutes, I'm so overwhelmed and relieved. Many thanks to you and RMCN's Research and Processing team.

Best regards,
Rene' W
Mortgage company thank your for credit repair help
From: james m
Sent: Tuesday, June 17, 2008 5:44 PM
To: Mike Doyle
Subject: A job well done

Dear Mike;

I should call you the CREDIT DOCTOR. You talked to me and taught me how to help you, help me, and for that I can't thank you enough. When I first called you it was like we had known one another for years. Your confidence was strong and made me feel right at home. When we started on what I called a credit report my score was a 540 today after all our hard work (mostly me listening to you) Im proud to say my credit score is 738. Mike Doyle you are DA MAN. When you told me to get a couple of credit cards I refused, because I was used to paying cash. But I gave in and got 2, and just like you said, it helped. You and your company make this so easy, all I had to do was listen to you and do what you said and it all came together. And there were some times when I got worried, but you always reassured me it was ok, and it was. The conversations on the phone were warm and friendly and i learned alot just listening to you explain what we were going to do next. No longer did I dread the mailbox. I really looked forward to getting the deletion notices from the credit reporting companies. And it seems after 9 months you are still just a phone call away, even if to just say hi and give you a report on how my credit is going. Mike Doyle your top shelf in my book and if you ever make it to TN. I promise you an all expense paid fishing trip. Its the least I can do for all you have done for me. I recommend your service to anyone who has a credit problem. I just tell them to go see the CREDIT DOCTOR Mike doyle at RMCN he will fix you right up. Thank-you again my friend.

James M
From: Liz S
Sent: Tuesday, June 10, 2008 5:23 PM
To: Nikki Harris
Subject: RE: Elizabeth, I wanted to stay in touch.

Nikki,

Thanks for all the help! I'm so excited that things are finally falling into place! This has been a big step for me and I'm glad that I decided to do it. I hope that everything is well with you. I am driving myself crazy cleaning and playing in the yard. My husband and his unit are done working and are waiting for a plane to take them to Kuwait. They've been waiting for 4 days. Once they get there they have a plane waiting for them to take them wherever it is they will go! He was suppose to be home this friday but i'm thinking it will be more sunday or monday now!

Anyhow, thank you again for everything the past 6 months or so! Talk to you soon.

Liz S
From: Jeanne B
Sent: Tuesday, June 10, 2008 12:01 PM
To: Beau Millhollon
Subject:

Just letting you know that we signed the papers on our construction loan last week and should be breaking ground within 2 to 3 weeks. Thanks for all the help. I never could have done it without the help of RMCN.
Jeanne B
From: S. J
Sent: Thursday, May 22, 2008 7:03 PM
To: Ashley LaMonica
Subject:

MY WIFE AND I WERE INTRODUCED TO RMCN SERVICES IN 2006 WHEN WE WRE RENTING A CONDO AT THE RENAISSANCE AT TURTLE CREEK IN DALLAS. WE HAD AS RECENTLY AS 2005 FILED BANKRUPTCY AND FORECLOSURE AND UNABLE OBVIOUSLT TO OBTAIN A NEW HOME AND BARELY ABLE TO EVEN A RENT A NICE TO PLAY. WHEN THE RENAIISANCE DECIDED TO GO TO AN OWNER ONLY RESIDENCE WE WERE FORCED TO MOVE BECAUSE WE COULD NOT GET FINANCING FOR A $200k CONDO. OUR CREDIT SCORES AT THE TIME WERE 498 AND 464 RESPECTIVELY. AFTER MEETING RMCN AND HAVING OUR CREDIT REPAIRED, WE WITHIN A FEW MONTHS SAW OUR CREDIT SCORES RISE TO OVER 500, AN INCREDIBLE 100 POINT INCREASE. IN TIME, ABOUT 6 MONTHS TO A YEAR, MY CREDIT SCORE WENT FROM THE HIGH 400'S TO THE HIGH 600'S. MY WIFE'S SCORE WENT FORM MID 400'S TO MID 600'S. IN OCT OF 2007 WE WERE QUALIFIED AND PURCHASED A $475k HOME IN A GATED COMMUNITY. IN 2008 MY WIFE PURCHASED A BMW FROM DRIVERS SELECT WERE THE CREDIT CONSULTANTS WERE ASTONISHED AT HOW MUCH HER CREDIT SCORE HAD INCREASED. TE SCORE THAT THEY USED TO QUALIFY HER AND IMPROVED ALMOST 300 POINTS IN THE TWO YEARS SINCE WE LAST HAD TRIED TO PURCHASE A NEW CAR.

SAM&SHUNTAK J
From: Rachel S
Sent: Friday, May 23, 2008 1:48 PM
To: ClientServices
Subject: Re: RMCN UPDATE RACHEL S

Thank you RMCN for continuing to work on getting my Credit back in order! :)

I Love and Appreciate Ya'll

Take care, God Bless you and yours and have a Safe and Happy Memorial Day Weekend!


From: Stewart L
Sent: Friday, May 09, 2008 8:17 AM
To: Jesse Yancy
Subject: You are in your house?

YES, I AM. I HAVEN'T REALLY HAD TIME TO TALK TO YOU OR E-MAIL YOU BUT I HAVE BEEN IN A HOUSE SINCE DEC. ( BEFORE CHRISTMAS) AFTER RMCN, I WAS GIVEN THE OPPURTUNITY TO GET A LOAN AMOUNT ON A HOME UP TO $300,000, ON MY CREDIT ALONE ( GREAT HUH?). THANKS AGAIN!!! I AM KEEPING YOU IN MIND, I AM TRYING TO SEND BUSINESS YOUR WAY.
From: Rashelle B
Sent: Thursday, May 15, 2008 2:34 PM
To: Dennis Riley
Subject:

I wanted to write and say how much you and RMCN have helped me! I still can't believe my high score has raised over 100 points!!!!! (was: 611 now: 719) Although I can't say that I'm sorry the process has finished I am happy to say that it was time & money well spent.

Thank you!
Rashelle
From: Dominic P
Sent: Thursday, May 15, 2008 5:10 AM
To: Dwayne Calk
Subject: Re: RMCN Form

Dwayne,

I would like to thank you first and foremost for your time and personalized care in our conversation yesterday. You should be commended in your efforts to be an exceptional sales person. I have done my research and come to the decision that RMCN is the right choice for me. I will be faxing my information to you at around 10:00am EST, and will be looking forward to your response. I look forward to working with both you and RMCN to move past my negative credit past. If you need anything else from me please feel free to contact me at anytime.

Sincerely,

Dominic P
From: Stewart L
Sent: Friday, May 09, 2008 8:17 AM
To: Jesse Yancy
Subject: You are in your house?

YES, I AM. I HAVEN'T REALLY HAD TIME TO TALK TO YOU OR E-MAIL YOU BUT I HAVE BEEN IN A HOUSE SINCE DEC. ( BEFORE CHRISTMAS) AFTER RMCN, I WAS GIVEN THE OPPURTUNITY TO GET A LOAN AMOUNT ON A HOME UP TO $300,000, ON MY CREDIT ALONE ( GREAT HUH?). THANKS AGAIN!!! I AM KEEPING YOU IN MIND, I AM TRYING TO SEND BUSINESS YOUR WAY.
From: Ryan S
Sent: Thursday, April 03, 2008 4:42 PM
To: Kelly Lyday
Subject: Thanks for Everything!

Hello Kelly Lyday,

I wanted to thank you for all your help and great service! You really made me feel at ease when it came to fixing my credit with all your knowledge and expertise. I wanted to let you know that I have referred many friends and even a few realtors to your service! Thanks again for all your help and keep up the great work!!!

Thanks,
Ryan S
From: toutai k
Sent: Wednesday, April 02, 2008 12:07 PM
To: Kevin Power
Subject: Re: RMCN agreement

Kevin,
I just went and bought a truck, and it is unbelievable the power of credit can do for an individual, RMCN is one of the most expensive company to work with, but it all worth it, I am now almost home free on my credit because I chose RMCN instead of the other ones. I went from 3 long pages of bad items to only 3 items left and to be worked on. I am indeed grateful.
Tai
From: Bill H
Sent: Wednesday, March 12, 2008 4:31 PM
To: Nikki Harris
Subject: Testimonial

Nikki,

I would like to thank you so much for all your help in improving my credit score. After years of struggling financially due to unemployment after 9/11, a poor economy, and a couple of bad decisions on my part, my credit was what could be described as disastrous. After just a few weeks of work on RMCN's part, many negative accounts that were on my Credit Report have been dismissed and my Credit Score is already higher than I every dreamed it would be ever again. RMCN, Inc. is continuing to work on my credit repair and I have been told that in just a few more months I should be able to get credit through almost any lending institution. I owe this all to Nikki for being so helpful and helping me to understand that RMCN, Inc. was not a "fly-by-night" company and her professionalism, kind words and support made me finally allow her to help. This was one of my best decisions that I have made and I would recommend her and RMCN, Inc. to anyone who is in need of credit repair. Thank you Nikki! Your help is, has been, and will always be appreciated.

Bill
From: Debra W
Sent: Saturday, March 29, 2008 11:49 AM
To: Michael Stockton
Subject: RE: Jack, I wanted to stay in touch.
You have been wonderful! And yes your Company has helped us tremendously. You did a fantastic job and we appreciate it so much. I have sent my son to you as well! We will continue to refer anyone who needs help with their credit! My girlfriend will soon be sending her Credit problems your way! Again thanks so much! Sincerely, Jack & Debra
From: Ryan B
Sent: Wednesday, March 26, 2008 5:20 PM
To: Brent Reedle (888) 469-7372 ext. 257
Subject: Good Afternoon

I just wanted to thank you for all of your hard work. I just purchased a new home. I locked in a 5.75 interest rate.

Thanks again.

Ryan B
From: Patty W
Sent: Wednesday, March 26, 2008 11:13 AM
To: Mike Doyle
Subject: Thank you!

Mike~
I just want to Thank you so much for all you have done. I was very skeptical going into this but gosh it's real and you guys do really do the job to get the negative stuff off of the reports. When we started with you Stephen's score was 517 on Equifax and now it's 675, Experian was 527 and it now 545, and transunion was 504 and it is now 630 just a short 8 months later. Wow!!! I am so thrilled. You are always so good to take care of us and very comforting. I am seeing the light now. I referred my mother n law to you and she said you are taking good care of her too. Thanks again!!

Patty W
From: Kristie
Sent: Wednesday, March 26, 2008 3:57 AM
To: Michael Stockton
Subject: Re: Kristie, I wanted to stay in touch.

thanks for your help khris and i just closed on a new house thanks to rmcn i tell everyone about you guys
From: Lisa H
Sent: Wednesday, February 27, 2008 9:57 AM
To: Mike Doyle
Subject: Credit Scores

Mike,
Hello Stranger!!! Just looked at my credit scores on Free Credit Report.com and saw all three scores....OMG!!!! They are unreal, you guys are awesome, you have brought the scores up soooo much. Experian-702, Equifax-690, and TransUnion-672. I am so happy with this. I have paid off Sears, and 4 other creditors with my income tax return and I hope to see those numbers jump even higher. Just wanted to write you and let you know how much I appreciate you and RMCN for the help you have given me. I was in a slump after the death of my husband and now things are finally looking up. Thank You, Thank You, Thank You. Talk to you real soon.

Lisa H
From: Andy L
Sent: Thursday, February 28, 2008 6:59 AM
To: Trevor Boldin
Cc: Eric Gomez
Subject: FICO Score

766…glad I signed up. Thanks!

Andy L

From: Doug F
Sent: Wednesday, February 27, 2008 10:57 AM
To: Beau Millhollon
Subject: RE:
Beau

Thank you guys

I couldn't be happier

All 3 are now about 740

Thanks and will send everyone your way with a need

Doug F
January 1, 2008

To Whom It May Concern:

RMCN raised my credit score from 545 to 716 within six months. I heard about RMCN through an employee who had poor credit before joining RMCN and this employee encouraged me to join after seeing how difficult it was to grow my business because of poor credit. I now have a successful business and excellent credit score.

Sincerely,

Damien M
Boston, MA
From: AnneMarie O
Sent: Tuesday, February 26, 2008 9:38 AM
To: Kelly Lyday

Subject: Great work!

Hi Kelly,
I wanted to let you know that my husband was able to secure a car loan through his credit union. We took a 20,000 loan at 6.9%. Not too bad. Thanks for everything. I know we are not through yet, but it has definitely been worth it.
Annemarie O
From: Curtis B
Sent: Saturday, February 23, 2008 7:16 PM
To: Beau Millhollon
Subject: RE:

Beau,

You guys rock, I still want to keep making it look better but I was able to buy a 08 Hummer off the lot today with zero down. Amazing. I need to know where to send you guys some wine. Talk to you soon.

CB
From: Clay C
Sent: Tuesday, February 19, 2008 8:26 AM
To: Beau Millhollon
Subject:

Beau,

FYI. The lender pulled our credit on Friday to finalize our mortgage. The average score of all three bureaus was 680! I tossed in a few pictures to show you what driving our credit score up means to us. We close on 25 February. Thanks for your help.

Clay
From: Francis G
Sent: Thursday, February 14, 2008 2:50 PM
To: Karen S
Subject: You are simply not going to believe this ....

Hi Karen

Your new CR Rpt has been updated. I can tell you first hand - the results are simply unbelievable.

Before, your CR Scores were 511, 535, and 469. They are now 699, 779, and 753. Woooohoooooooo .
I have to tell you.... I am, and my staff, are simply stunned by the results.

Your credit report was and is now - just so you can see the differences
13 pages in length -- NOW 5 pages
3 30-day lates --- NOW 2 - Wells auto is still there
14 90-day lates -- NOW ZERO.
$47,635 in debt balances --- NOW only 9,046 - your car and small revolving
$21,899 in monthly scheduled payment - NOW $590

Now you know how important credit is.... review your credit at least once a yr to make sure everything is right. And of course the most important thing is to keep your debts down, and pay them on time.

Francis G

Good News,

Around 8 months ago I recommended to this client of mine to go to your company and let's work on their credit. They wanted a vehicle that day. They went to Leroy Wilkerson and have gone from a 566 Equifax score to a 714 Equifax score today.

Jan B is the customer's name and Craig was the one working with Leroy…..Craig is getting a New 2008 Toyota Tundra 4X4 and wanted to thank me for recommending your company. He's a "Happy Camper". He also is saving $90.00 per month for 51 months. I told him about his immediate savings and he was happy as to the quick break even from his cost to repair his credit. He said with out the advise we were able to give him and the ability of RMCN to resolve his credit issues, he probably would be in his same condition for many years. What a "Win Win" for the consumer…………..

FYI,

Jodie E. Lott
Senior Leasing Specialist
Autoflex Leasing
558 S. Central Expressway
Richardson, TX 75080
(972) 234-0304 Ext. 495
(972) 234-6306 Fax

Date: Thu, 17 Jan 2008 15:31:20 -0500
From: "Fulford,M
Subject: RE: Your Acct
To: Michael Stockton

Hi Michael,

I hope your ankle has healed up well.

First of all, let me say that I am very happy with your service. I joined RMCN so that I could get my credit score higher to help with getting qualified to buy a home. Well, I have now been in my new house for about a week and a half! Your service obviously works. I am very happy so far.

I have received some correspondence from some creditors that I need to forward to you. TXU provided what they indicate as "proof" that I had an account with them. Their "proof" was a billing statement.

I still want to work on the creditors that answered positively to the CRA inquiries.

When I first signed up with RMCN, I was recently divorced and at 35 had to have my parents co-sign on an apartment due to my 497 credit score. Within months of working with Brent at RMCN, my credit score jumped up to 602 and I was leasing a brand new BMW. I was skeptical at first to pay someone to fix my credit. I was having trouble paying all of my bills and I didn't know if I would be able to afford it. I have spent years worrying about my credit and now I can be confident enough to know that I can rebuild my credit and keep on the right track. Thank you Brent.

Sincerely,

Marci S
From: Angie L
Sent: Tuesday, January 08, 2008 5:04 PM
To: Mike Doyle
Subject: Thank you! Thank you! Thank you from the Alabama Gulf Coast!

Dear Mike Doyle,

I want to say Thank you for answering that late day in October when called out of desperate need of attention on my credit! You really helped me turn this credit nightmare into a credit road to recovery!!! My mortgage person asked to pull my credit yesterday(1.07.08) which I was not sure if it was time just yet-however very doubtful I did! Wow-my credit rating rose almost 45 points, just enough for me to get approved for a HOME LOAN!!! YAHOO! When I started the program back just a a few short months ago my score was a low 523.....HA, and Now my credit was 565, 580, 601~ However -this may not seem like much to some people, but the ones that are walking in my shoes right now knows he importance of getting that score to rise that much in such a short time! All I owe now is around 2000.00-You have deleted over 6,000.00 worth of unvalidated OLD debt! You guys are miracle workers!

Thank you for all your help -I now know how to pull my own credit, dispute credit on my reports, start new credit, and find out how to repay back my old debt!!! I will refer all my friends and associates in the Real Estate business to you to help them!!! I will no longer be needing your serviced now that I have been approved for my NEW HOME!!! Take Care and catch you on the surf side!!!

--
Angie L
Anchor Title Orange Beach

"Closing should never weigh you down!"
note from customer thanking RMCN for help in getting their credit repaired
From: Spencer,K
Sent: Wednesday, January 02, 2008 8:31 AM
To: Nikki Harris
Subject: RE: Happy New Year Kenneth!

Thanks so very much! I pray that your 2008 is filled with the blessings that you deserve! Thanks very much for the birthday wish ........that was BIG TIME! My birthday sometimes gets forgotten because of when it is during the year, but you did not forget! You were the first person to call me, and you sent me a card! You are #1 in my books, along with RMCN!

Thanks very much!!!

Ken
New credit services customer expresses his satisfaction with RMCN
From: Corey H
Sent: Friday, December 21, 2007 11:23 AM
To: Andrew Tamkin
Subject: RE: Happy Holidays

Hey Andy,

Sir, I thank you much for everything you do here and have personally done for me and my family. Your kindness, leadership and professionalism is incomparable to say the very least. It has been an absolute pleasure working with you and I look forward to a prosperous 2008 for the both of us. I pray that you and yours have a Blessed Christmas Holiday Sir.

Happy Holidays…

Corey H
From: Marvina W
Sent: Thursday, December 13, 2007 10:27 AM
To: Ashley LaMonica
Subject:

Good Morning Ashley,

How are you this morning? I hope everything is well. Listen I wanted to let you know I was approved at the dealer last night at 12% APR. I was so excited I brought a 2005 Nissan Altima with 25,000 miles fully loaded it is gorgeous. I will send you a picture. I called Mark last night to let them know the good news and I appreciated everything they did. With out you Ashley I could not have done it. My scores is 603 which is excellent. My car payment is 288.00 right where I wanted to be.

I will be sending you a gift card from me for Christmas thanking you for everything. I still look forward to you monitoring my credit after my monthly payments is paid off. Once I get caught up I would like to make an initial payment for my brother and my son to get there credit back on track.

You are the best,
Marvina
From: Robbie C
Sent: Monday, December 03, 2007 9:46 AM
To: Allen Humphris
Subject: Thank you

Allen,

I want to extend my sincere thanks to you, Daryl, and RMCN!! You explained everything to me very well in regards to the accounts and what gets audited and what does not.

I will surely recommend RMCN to anyone I know.

Thank you for this last audit and for attempting to get the inquiries off that we discussed.

You guys ROCK!!
Robbie C
From: mitch h
Sent: Wednesday, November 28, 2007 1:14 PM
To: Allen Humphris
Subject: RMCN Rocks

Allen, hey bro I wanted to send out a BIG THANKS to you and your team for helping me keep my credit perfect, you guys have always come thru for me....happy holidays.....Mitch H
Letter from satisfied RMCN Services Inc client
Letter from satisfied RMCN Services Inc client - page 2

From: Stephen Griffin [mailto:sgriffin@englending.com]
Sent: Friday, October 12, 2007 11:16 AM
To: Loan Officers
Cc: Jesse D Yancy
Subject: Credit Repair Service - RMCN

Just wanted to give all the LO's a heads up on someone with Repair My Credit Now (RMCN) that I have been working with over the last few months that has been helping my motivated borrowers repair their credit in a short amount of time enabling them to obtain a home loan. Just pulled a new credit report for an individual I spoke with back in August. At that time she had a single score of 554. The credit I pulled today has 3 scores, all over 620 with a middle score of 657. This easily approves her for FHA, and I will be offering her a USDA loan that is automaticaly credit approved with mid score over 620. Several collections were removed and acounts were added to increase the score within a two month span.

I know most of us know how to run credit analyzers through funding suite to see how we can manipulate credit scores by having our borrowers perform certain actions, but it's a lot easier, cheaper, and time effecient to refer our borrowers to professionals that specialize in credit repair. With the "credit crunch" and lender's guidelines tightening, I think this is a good opportunity to separate ourselves from other LO's at other companies who fail to inform the non creditworthy borrower what can be done to help them obtain a home loan. Once you refer them to a specialist, namely Jesse Yancy with RMCN, they will, in turn, refer them right back to you to complete the loan. At that point, they are not shopping you one bit since you've informed them of what needs to be done and walked them through it. As stated earlier, Jesse took a denial and turned it into a good loan in less than 2 months. Of course, his services aren't free, so it will take a motivated borrower very serious about wanting to get something accomplished in order for it to work, but you really have nothing to lose and everything to gain. No point telling borrowers yourselves that they need to open some accounts and keep balances low and then never speaking with them again afterwards. I was very impressed with Jesse and believe you will be too. I know I have passed out some pens, stress balls, and other assorted items he has sent to me to a lot of you. I attached his business card with all his contact info. Check out their website for other success stories. Give him a try!

Thanks Jesse, I'll be sending more of my borrowers to you!

Sincerely yours,

Stephen Griffin
sgriffin@englending.com
www.englending.com
Direct: 501-687-5460
Cell: 501-952-2163
Toll Free: 877-546-9275
Efax: 775-796-1656

From: Lisa M
Sent: Thursday, October 04, 2007 3:31 PM
To: George Pardy
Subject: Thanks RMCN for rebuilding my credit

Hello George,

I have recently closed on my new home thanks to you and your help in rebuilding my credit. I started with you back in February of 2007 and this is September of 2007 and I have moved into my new home. Meeting you has been the best experience you coached me through the process of rebuilding my credit and I can't thank you enough. I will continue to refer everyone I meet that has credit challenges. Thanks again for all your hard work.

Warmest regards,

Lisa M
Armando praises RMCN for it's help in improving his credit scores
From: Bryce S
Sent: Thursday, September 27, 2007 4:51 PM
To: Doug Parker
Subject: Thank You

Hi Doug,
I just wanted to take a moment after all the dust has settled to give my assessment of your companies services and one of your employee's Jesse Yancy. I contacted RMCN around October of last year and spoke with Jesse, he explained your services and what your company could do for me. I wasn't immediately ready to start but any time I called with a question Jesse would get me an answer and I never felt pressured too start when I was not ready, when I finally did sign up (around February of 07) I was anxious to see what kind of results I'd get and after three months I started to notice deletions, but my focus is on the end result.

I walked into a mortgage company (HRMS) in June to inquire on what I'd need to meet my goal which was not to sign another lease that would end in October of this year but to be in a house of my own. To my surprise I was pre-qualified for up to 190k! I was in shock! my credit scores where 636 646 & 700 a heck of a jump from when I bought my car and I was in the low 5's.

I'm now in my new home and I credit RMCN for that! I sing your companies praises to everyone (co-workers, people in my building, my friends) I know and I just wanted to say "Thank You" I've refereed your company to Horizon's site manager and will continue to be what I consider the best advertising in the world "Word Of Mouth" I called Jesse the other day to say I needed to put your services on hold as I now have a slew of new bills coming in and he told me that I've completed my monthly payments so keep sending your stuff so I had to go back to everyone I've told about RMCN'S great service to tell them that this service does continue after you've completed your monthly payments (I'm sure it was in my materials I just didn't read that). Anyway I've included a picture of my new home and my smiling face! Again Thank You for starting your company and for the GREAT employee's you've hired.

P.S My credit card company just gave me a $6,000.00 credit line, guess who's responsible for that??

Regards,
Bryce S

Bryce S in front of his new home
From: Kari D
Sent: Monday, September 24, 2007 3:59 PM
To: Allen Humphris
Subject: Re: RMCN
Hi Allen,

When I started working with RMCN, my starting credit score was 590. Thanks to the diligence and hard work of everyone involved with my case, my score is up to 660. RMCN was easy to work with, friendly and really went out of their way to help me. Calling them was the best financial decision I could have made.
From: Bruce B
Sent: Wednesday, September 05, 2007 4:53 PM
To: Phil Reed
Subject:

September 5, 2007
Mr.& Mrs. Bruce B

Mr. Phil W. Reed
RMCN Credit Services, Inc.
2140 Redbud Blvd.
Suite C
McKinney, Texas 75069

Dear Phil W. Reed,

We would like to Thank You and your team of professionals for the GREAT job that was done to our Credit Reports. When we had started the process several months ago, you had explained thoroughly to us about the steps that were to be taken and the length of time the process might take. We understood completely and agreed to have you and your teams get started removing the errors and misinformation that plagued our Credit reports.

We are amazed and totally satisfied with the results so far. Phil, the results that we have are phenomenal.

Should my Wife and I ever have an opportunity to recommend credit restoration services to our friends and family, we will definitely recommend you and your team at RMCN.

Sincerely,
Mr. & Mrs. Bruce B
From: Rachel S
Sent: Saturday, September 01, 2007 3:50 AM
To: Charles Knight
Subject: Re: RMCN UPDATE RACHEL S

Aloha RMCN,

Hope all is well with everyone out there! :) I thank you all so much for ALL of your efforts and hard work to get my Credit back to A+! Just want you to know that it is much appreciated.

Mahalo, take care and God Bless.
From: Jason Y
Sent: Thursday, August 30, 2007 4:55 PM
To: Tim Palmer
Subject: Re: Testimonial

When I began working with RMCN, my credit scores were in the mid 500's. I was engaged and my fiance and I were looking at buying a house. I knew that with my scores where they were I would have to do something if I wanted to reach my goal of home ownership. I started working with Tim Palmer last summer and by the time I was ready to purchase my home a few months later, my scores were already up 80 points. I got a great rate on my new home and was even given a low interest rate credit card. Since I bought my home, I have purchased a new car as well, qualifying for the "advertised rate" I had seen on TV for years but knew I would never get. My scores are now up in the 700's and I am enjoying all the benefits of good credit thanks to the folks over at RMCN. I now refer anyone I talk to about credit problems without hesitation to RMCN.

JY

Jason Y
Account Executive
Countrywide Home Loans

From: Edith S
Sent: Friday, August 24, 2007 4:15 PM
To: Lonnie Burgen
Subject: Thank You!

Lonnie,

I just want to take this opportunity to thank you sincerely for what you and RMCN did for Noah and I. We're in the process of refinancing our mortgage loan right now and for the first time ever, we have a bank that is willing to finance for us--based on our GOOD credit. I never thought I'll hear a bank say to me--"You have good credit!" Wow! Thank you so much! I'll recommend you to everyone I know!

Sincerely,

Edith S
Senior Analyst
Homeland Security and Justice Issues
U.S. Government Accountability Office

Testimonial from Carrie expressing pleasure with RMCN Credit Services
From: AJIBIKE A
Sent: Wednesday, August 08, 2007 10:26 PM
To: 'Daryl Booth'
Subject: RE: Emailing: HOW TO HELP RAISE YOUR CREDIT SCORES
I truly appreciate this e-mail. Thank you also for the discussion we had earlier on today. I am quite pleased with your work and professionalism at RMCN, Inc. and equally so with your friendly style. May I simply say, "Keep it up!" I will send people to you.

Ajibike A
To: JESSE YANCY
Sent: Wednesday, August 8, 2007 7:12:29 AM
Subject: Re: RMCN update Bryce S

Jesse,

I have a new address in a large part thanks to RMCN my new address to my NEW home is:

5XX XXXXXXXXXXX LN

Little Elm, Texas. 75068

Thank You so much for the great work your company is doing for me. I swear by RMCN to EVERYONE I speak to and passed your info to a lot of people, again Thank You so much and I trust you'll take care of my change of address.

Regards,
Bryce S

From: Lorraine K
Sent: Tuesday, August 07, 2007 8:00 AM
To: Jim Emerson
Subject: RMCN

Hi Jim,

Sorry for the delay!

Always false promises but this company truly delivers. Derogatory claims finally resolved and all accounts updated status quo. Credit scores up and finally on the right track! Now I can succeed with all my financial goals!

Thanks RMCN for a job well done.

lpk
From: Bryce S
To: Jesse Yancy
Sent: Thursday, June 28, 2007 2:10:45 PM

Subject: Heads Up Jesse,

Just wanted to drop a quick note, looks like I’ve found a company that delivers! The main reason I used your company was to get better deals with creditors (no brainer there!) I recently started my inquiries to the process of buying a home, to my surprise I qualified for a home loan! My scores came out too 700,637,618 this has jumped significantly since I purchased my car with scores in the high 5’s. So that moves RMCN to my recommended list to my friends. I just wanted to say keep up the GREAT W0RK! and I’m sure you’re aware that “Word Of Mouth” is one of the strongest types of advertisement.

Regards,

Bryce S

Tim,

Thanks for the quick reply.

I have to say I was very hesitant at first (not sure if you recall but it took me 2 months to say yes) but it was the best money I have ever spent, period. I could not and still cannot believe the results in such a short time, if at all. It's made a world of difference and I could not be happier.

Thanks,

Click Here to view addtional testimonials.

 

RMCN Credit Services

1611 Wilmeth Road, Suite B

McKinney TX 75069

(972) 529-0900 Office (972) 562-0225 Fax

Toll Free (888) 4-MY-REPAIR

Se Habla Español

 

©1997-2009 RMCN Credit Services, Inc. All rights reserved. RMCN Credit Services, Inc does not provide tax, legal or financial advice. If you need any type of legal advice,
you must contact a licensed attorney. Comments about the possible and/or potential outcome of Client's matters are based upon experience and prior success in these matters.
RMCN does not guarantee the permanent removal of accurate and verifiable information. Client's active participation in providing RMCN all requested documents, forms,
and information including investigation results are essential for the accomplishment of an accurate credit report.Individual results may vary.