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Other Credit Factors

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider:

 

  • Income stability
  • Employment history
  • Monthly debts in relation to your income
  • Savings amount and methods
  • Mortgage type
  • Property type and value
  • Down payment amount

 

  • Timeliness of rent and utilities payments

The results of this analysis will determine if you have clean credit.

You may also find these pages of interest:

RMCN Credit Services
1611 Wilmeth Road, Suite B
McKinney TX 75069
(972) 529-0900 Office (972) 562-0225 Fax
Toll Free (888) 4-MY-REPAIR
Se Habla Español