If you recently filed bankruptcy, you should realize how futile it will be to apply for any credit with reasonable terms. You are obviously a tremendous credit risk. Barring some intervention, the bankruptcy will be listed on your credit report for ten or more years.
Any negative listing can be removed from a credit report that is questionable and disputable. While a record of bankruptcy or unpaid debts is difficult to remove from a credit report, results have more to do with working within the operational systems of the credit repositories than with the severity of the bad credit item. That’s encouraging for those wishing to repair credit personally.
Even with a bankruptcy, it is possible to start improving your credit score. If you were allowed to reconfirm any debts on properties exempt in the bankruptcy, be certain to pay within terms. Start a credit repair after bankruptcy regimen.
Over time, with responsible money management, you can further improve your credit score. It is important to analyze if any accounts should be paid and/or closed, which accounts should show some activity, if you would benefit from increased credit limits, etc.
RMCN Credit Services has been able to remove records of bankruptcy from customer credit reports. Contact us today.
Additional information is located on these pages:
Bankruptcy Credit Repair – There are steps that you can take to help improve your credit score even after bankruptcy.
Removal of Bankruptcy report – Under certain circumstances you can get a bankruptcy credit listing removed.
Does Bankruptcy Wipe The Slate Clean For A Second Chance? – What happens to your credit after you declare bankruptcy?