Consumer Credit Repair

No matter the circumstances that led to your bad credit history, it can be improved through diligent consumer credit repair efforts. You can escape the trappings of bad credit.

It is legal and ethical, even responsible, to remove unfairly reported listings from your credit report. The Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and Fair and Accurate Credit Transactions Act (FACTA) allow you to investigate and challenge questionable items on your credit report. You, the consumer, can dispute on your own provided you know the protocol.

If you don't have time, or don't know where to start consumer credit repair, contact RMCN Credit Services for assistance. We know the laws inside-and-out and can get your inaccuracies, as well as certain other items, removed.

By law, the credit bureaus must provide adequate proof of their records or remove disputed items. We hold the credit bureaus legally responsible for what they list on your credit report, thereby improving your credit score and your chances of developing clean credit.

Your credit score is determined by use of a very complex algorithm applying weighted values to many data factors. Very important is length of credit history, the number and types of accounts you have, how much is owed compared to total credit line, and how timely payments have been made. Contact the professionals at RMCN Credit Services today.

Additional information is located on these pages:

• Getting Credit Counseling - Credit counseling may help some creditors improve their credit scores.
• Bad Credit History Repair - No matter the circumstances that led to your bad credit history, it can be improved through diligent credit repair.
• Bad Credit Loans - You can improve your score, and your odds getting better credit terms

RMCN Credit Services

1611 Wilmeth Road, Suite B

McKinney TX 75069