Holiday bills can seem insurmountable, and then add on the interest. It happens year-after-year. Take control by planning and acting within a budget. Pay this year’s debt, and pay for next year’s holiday expenses as you go. Here are a few ideas how:
- First, pay far more than your minimum due. All you can afford, then more.
- Sacrifice a little. Watch a DVD, instead of going to the movies.
- Have a family meal together, instead of everyone going out. It’ll do your family good.
- Sometimes lowering the interest on your credit cards can be as simple as calling the companies and asking. So ask.
- You may be able to restructure some debt. Transfer balances from higher interest cards to the lowest.
- Pay next year’s expenses as you go. You’ll enjoy the holidays more.
These are great practices for those who wish to maintain clean credit.
You may also like to visit these pages:
- Getting Credit Help – How to get help with your credit.
- Does paying my bills restore my credit? – Paying bills will help improve your credit score.